Category Archives: happiness

Investing in the sunny uplands!

A common theme in my blogs is the frustration that people get stuck in the wrong kind of investments wrong in terms of charges, wrong in terms of management and wrong in terms of the suitability of the fund to a … Continue reading

Posted in actuaries, customer service, dc pensions, de-risking, defined aspiration, FSA, happiness, leadership, pensions, Popcorn Pensions, with-profits | Tagged , , , , , , , | 1 Comment

Can pension saving really grow the economy?

Putting a stealth tax on an employer’s wage bill of 3% and frog-boiling millions to reduce their take home by up to 4% doesn’t fit comfortably with a growth strategy for the economy. Less money to spend. Many regard UK pension policy … Continue reading

Posted in auto-enrolment, dc pensions, de-risking, defined aspiration, happiness, Henry Tapper blog, NEST, Payroll, pension playpen, Popcorn Pensions, Retirement | Tagged , , , , , , , | 3 Comments

Does your pension scheme need advice?

WARNING- THIS BLOG CONTAINS A SHAMELESS PLUG FOR OUR SERVICES! (transparent as always!) I’m travelling up to Nottingham this morning to talk to Employers and Trustees who are asking themselves “Does our pension scheme need advisers”. Meeting similar groups recently, the answers I’m … Continue reading

Posted in actuaries, annuity, auto-enrolment, Change, customer service, dc pensions, de-risking, defined aspiration, Financial Education, FSA, happiness, leadership, Linkedin, mallowstreet, Popcorn Pensions, Retirement, social media, Treasury | Tagged , , , , , , , | 7 Comments

Too important to hide;- why the Government has to investigate pension default charges

LCP, the pensions consultancy, yesterday published its first DC Fees Survey and very good it is too. It confirms what we knew, that the investment fees and charges for some DC funds are not transparent, that they can be as much as 100% … Continue reading

Posted in actuaries, annuity, auto-enrolment, Bankers, Change, corporate governance, customer service, dc pensions, de-risking, happiness, Henry Tapper blog, NEST, pension playpen, pensions, Popcorn Pensions, Treasury | Tagged , , , , , , , , , | 10 Comments

The giddy diversity that makes us tick!

If you’ve met me , you’ll know a 6ft 3″ middle aged white bloke with a plummy voice that has been nicknamed “Lord Henry” by my chavmates! I am the product of the public schools and Cambridge. My privileged background … Continue reading

Posted in Change, happiness, London, Olympics, Olympics 2012, social media | Tagged , , , , , , , | Leave a comment

Born to overrun – Springsteen dancing in the park

Last night Hyde Park hosted  80,000 mesmerised spectators who stood in the rain and listened to Bruce Springsteen and the E Street Band ,  joined by Sir Paul McCartney – the legend. Here’s the video footage of the two singing “I saw her standing … Continue reading

Posted in Bankers, Consolation, Greece, happiness, pension playpen, springstee, Springsteen, The Racket of the Lambs | Tagged , , , , , , , , , , , | 8 Comments

What do Jimmy Carr, the FTT and the film industry have in common?

Simples- they are today’s top stories and they’re all about personal greed. This article condemns that greed and suggests that people can have fun without ripping off others. Jimmy Carr has been caught using K2 – a Jersey loan back arrangement that left … Continue reading

Posted in corporate governance, Cruise boats, customer service, happiness | Tagged , , , , , , , | 3 Comments

Time for a “4G” Pensions auction?

If you want to have a mobile phone company you need a 3G licence which costs money. The Government made a lot of money from selling the use of our 3G radio waves to Vodafone and the like and are set to … Continue reading

Posted in dc pensions, happiness, pensions, Personal Accounts, Retirement | Tagged , , , , , , , , , | 9 Comments

“Knowing but not doing is nothing”.

So says the sage of Newbury – Peter Shellswell – he of the Popcorn Pension. I share his intellectual property as you know not of what he talks nor what “something”might be! Well I’ll let you into his secret, he was … Continue reading

Posted in ezra pound, Financial Education, happiness, pensions | Tagged , , , , , , , | Leave a comment

I like this England Football Team

When you look across the banners at England games, you see the names of Grimsby, Exeter , Crewe and Nottingham Forest, teams that supporters do not expect to be winning much next year. Those supporters follow their teams not for … Continue reading

Posted in football, happiness, World Cup | Tagged , , , , , , , | Leave a comment