Category Archives: age wage
How to talk to your staff about pensions
Quietroom are silently curating a lot of good advice using linked in. If you have the dexterity and the eyesight to access their posts , then here’s the link to the document. But I struggled and when I found the … Continue reading
By their fruits ye shall know them.
Ye shall know them by their fruits. Do men gather grapes of thorns, or figs of thistles? Even so every good tree bringeth forth good fruit; but a corrupt tree bringeth forth evil fruit. A good tree cannot … Continue reading
Posted in advice gap, age wage, ESG, FCA, governance, investment, pensions
Tagged City of London, Coronavirus, ESG, Heart of the City, HOC
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Almost a quarter of Australian “seniors” have run out of savings.
Jim Hennington is a good actuary and like a good Aussie, he tells it how it is. We all know the Australian Super system is a mature DC pension savings system, much more mature than the UK’s. In this article, … Continue reading
Posted in advice gap, age wage, dc pensions, de-risking, pensions
Tagged Account based pension, Australia, CDC, Jim Hennington, National Seniors Australia, pensions
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The pension must go on
As we all work in our individual way from our individual workplaces, it’s hard to see the big picture – we see plenty of trees but not the wood. Pensions are not about us but about the people who get … Continue reading
Posted in advice gap, age wage, auto-enrolment, dc pensions, de-risking, Liability Driven Investment, Pension Freedoms, pensions
Tagged admin, administration, advice, Furlough, Investment, Oil, pension, Show must go on
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What of the Government’s measures to help start-ups?
At the start of the month I supported Brent Hoberman of Founder’s Factory in his appeal to the Government to help start-ups survive. As a result of this I was asked to write a further article outlining how AgeWage could … Continue reading
Posted in age wage, pensions, Technology, Treasury
Tagged Future Fund, Innovate UK, start-ups, Technology, Treasury
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Furloughing financial advice?
This blog has been furloughed
Posted in advice gap, age wage, pensions
Tagged advice, Furlough, IFA, pensions, Succession, Work
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Lockdown – is the cure worse than the illness? These actuaries think not.
We have reviewed the paper “J-value assessment of how best to combat Covid-19” by Philip Thomas, Professor of Risk Management in the Faculty of Engineering at Bristol University. Summary of key aspects of the paper This paper was given … Continue reading
Posted in actuaries, advice gap, age wage, pensions
Tagged COVID19, Government, Intervention, Lockdown, Peter Tompkins
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“Be fast. Have no regrets. You must be the first mover”.
“Fast moving actuary” was once the title of a gossip column in Professional Pensions. It’s an intentional oxymoron, the actuary’s stock in trade is prudence – standing back. But “with a pandemic you can never act too early” and … Continue reading
Posted in actuaries, age wage, coronavirus, pensions
Tagged actuaries, COVID19, Germany, Nicola Oliver, Trump
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The rocket-fuel for recovery is love
In the pursuit of happiness (a principal theme of this blog), I am sometimes having to focus on “distress”. Now is such a time. There is a fine line between alleviating distress and profiting from it. We all know … Continue reading
Posted in age wage, coronavirus, pensions
Tagged Cornoavirus, COVID19, ezra pound, love, pensions, recovery
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No more reports – nobody reads!
Baroness Bennett, Stedman-Scott and Altmann – getting things done Every year occupational pensions schemes are required to publish reports that nobody reads. Clearly this is unsatisfactory and we could go two ways Stop writing the reports (would anyone notice?) … Continue reading
Posted in advice gap, age wage, dc pensions, governance, Guidance, pensions
Tagged Chair statement, DWP, Pensions, Ros Altmann, SIP, Stedman-Scott, TPR
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