Tag Archives: unilever

100% horse!


When you pick up a packet from a shelf- the chances are you looking at the brand. If you are looking at the supermarket‘s own brand- you are making ca call on the probity and governance of the supermarket. If … Continue reading

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Morrison’s “Save our Dough” campaign.


Employers don’t spend money on their staff for fun, Employee benefits need to be cost justified and compete for corporate spend against R&D, dividend payments and M&A. While CEOs like to remind their workforces that they are the company’s most valuable asset, … Continue reading

Posted in annuity, auto-enrolment, Financial Education, Henry Tapper blog, pension playpen, Personal Accounts | Tagged , , , , , , , | 10 Comments

In place of strife – some light in the tunnel?


Clearly things have not gone well in the summer long negotiations between public sector unions and those involved in the management of the large unfunded pensions (for firemen, teachers , police and civil servants). The battle lines appear to have been drawn for … Continue reading

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Do them a favour – give your older workers a hand!


It is as if a bridge had been built without a ramp from bridge to shore . People have to make their way from bridgehead to safety using their own resources though the cost of completing the bridge is minimal relative to the benefit it would bring. Continue reading

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The case for doing nothing


There is a case for doing nothing and it is a logical case- but it’s not a course of action I intend to follow, Continue reading

Posted in corporate governance, dc pensions, de-risking, Retirement | Tagged , , , , , , , , , , , , , , , , , , , | 14 Comments

Uk bosses, should you sell-out your pensioners?


The link between you and your employer has been lost.

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Posted in annuity, Liability Driven Investment, pensions, Retirement | Tagged , , , , , , , , , , , , , | 3 Comments

Kim Northwood


Kim is the kindest and most loyal of freinds. Here are three photos from her leaving do which happened late in March. It was wonderful to go to a leaving party where family came first- lovely to see Paul, Betty … Continue reading

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