Tag Archives: Self-invested personal pension
Get up! Stand up! For your pension rights!
Governance on these schemes cannot be imposed by Government, it needs to happen organically – bottom up. Continue reading
Better-buying makes auto-enrolment work
The promise of “Wealth at work” has disguised the paucity of the pension outcomes when work finishes. Continue reading
Posted in auto-enrolment, corporate governance, dc pensions, First Actuarial, Henry Tapper blog, pensions, steve webb, target date funds
Tagged Insurance, National Employment Savings Trust, pension, Pension Regulator, Self-invested personal pension, SHPS, Small and medium enterprises, UK State Pension
15 Comments
It’s a wrap trap – but who’s been caught?
If you thought you were sick of pensions, imagine the nausea of the life company CEO. If you are such a beast and reading this, you are probably are American or European and your company brought into the UK a few years back … Continue reading
It’s charges not contributions that are on the “race to the bottom”!
I’ve been reviewing the 2013 charging options available to advisers using Scottish Widows – “Corporate Pensions; RDR and charging shape options”. The document gives advisers numerous options to pass on fees to members of their workplace pension plans. I wonder whether … Continue reading
Right direction – wrong speed! Defining a “good” workplace pension.
I like the rhetoric, what the DWP and tPR are saying is going in the right direction, I hope they can keep their foot to the floor so that companies and trustees staging next year can get it right first time. Continue reading
Posted in dc pensions, Management, napf, Payroll, pension playpen, pensions, Retirement
Tagged DWP, Employment, Good governance, Government, O'Higgins, pension, Regulator, Self-invested personal pension
12 Comments
Time to get tough on “dodgy” pensions – the Regulator speaks
Regular readers will know that I have for a few months been expecting and calling for a strengthening of the DWP’s stance on what makes for “good” and what kinds of pension scheme should Qualify for auto-enrolment. I did not … Continue reading
The New Dawn Fades (for IFAs)
For twenty five years we have been sold the need for independent financial advice. I was an IFA once and never for a moment reckoned I was offering independent advice – one product looked pretty much like another and if product … Continue reading
DC road testing – August Play Pen Pension lunch
It’s come to a pretty pass when a man can walk into a room full of pensions people , ask a question and not get an answer for the fear of the advisers. When our good colleague , a company secretary … Continue reading
Is Steve Webb at war with personal pensions?
I know a lot of people who like managing their money and study the fund pages of the newspapers as I study the form pages of the Racing Post. For them the Self Invested Personal Pension, the services of a … Continue reading
Time for a “4G” Pensions auction?
If you want to have a mobile phone company you need a 3G licence which costs money. The Government made a lot of money from selling the use of our 3G radio waves to Vodafone and the like and are set to … Continue reading