Tag Archives: Consumer price index
How to buy a pension
Buying your pension is one if not the biggest financial decisions you will take (or have taken). It’s fearfully difficult and most people take it with little help and – worse-information. Almost everyone is going to have to do it and that so … Continue reading
Posted in annuity, Bankers, Change, Consolation, dc pensions, defined aspiration, happiness, pensions, Public sector pensions, Retail Distribution Review, Retirement
Tagged Actuary, Cash flow, Consumer price index, Defined benefit pension plan, Government, Income, Inflation, Insurance, Life annuity, Mark, pension, Prediction, Rensselaer Polytechnic Institute, Retirement, Steve Webb, Tesco Clubcard
6 Comments
“A fair and lasting settlement”; public sector pensions
Paul Johnson and the Institute of Fiscal Studies have done the numbers and, to nobody’s surprise, have concluded that the long-term cost of public sector pensions in terms of “pensions out” will be about the same under the new regime … Continue reading
Posted in de-risking, pensions, Public sector pensions
Tagged Consumer price index, CPI, Danny Alexander, Economy, Government, pension, Private sector, public sector, Tom McPhail, Trade union
2 Comments
Coalition – come clean on your plan for our pension.
My criticism of the Green Paper is that while it is long on philosophising on the impact of longevity, the need for fairness and for personal responsibility, it’s short on idntifying the winners and losers in the process.
Posted in NEST, Nick Clegg, pension playpen, pensions
Tagged Consumer price index, Flat rate, Green paper, Hargreaves Lansdown, Means test, National Employment Savings Trust, National Insurance, NEST, Nick Clegg, Outsourcing, pension, Pension new, pension playpen, Pension Poverty, pensions, Personal pension scheme, State Second Pension
6 Comments
A definitive solution to the annuity crisis.
It is time that we started using our existing infrastructure, the PPF, the DWP pension payment system and the ultimate covenant of the UK tax-payer to sort out this mess.
Posted in annuity, pensions
Tagged annuity, Consumer price index, European Union, Financial Assistance Scheme, Insurance, Life annuity, National Employment Savings Trust, Open Market Option, pension, Pension new, Pension Pound, Pension Protection Fund, pensions, Pensions, Retirement, Solvency II
10 Comments
Hapless man tries to buy a pension
A man walks into a shop, goes to the counter and asks the shopkeeper for a pension
Swapping away your pension increases?
We’re seeing a lot of sponsors asking their trustees to agree that members can be offered a cash inducement or a higher level pension in exchange for their giving up their entitlement to future increased in their pensions. So what should … Continue reading