When only 8 to 15 mega-trusts dominate the entire defined contribution (DC) and LGPS landscape, peer-group risk may override manager…
This is clearly a serious story about institutional accountability, bankruptcy and the treatment of former employees. But, although the immediate…
Here's another way for a pension fund to get in the soup. https://bayourenaissanceman.blogspot.com/2026/09/the-catholic-clergy-sex-abuse-scandal.html
I had earlier today read a medical research article reporting on a Japanese study that found that “supercentenarians” — those…
Monthly Archives: September 2015
Auto-enrolment demands common purpose
One of the most pernicious words in the English language is “exclusive”. It serves no purpose but to create a false sense of security. Of all the areas of public life, the links between Government, employers and tax are most … Continue reading
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If the deal is good – why not shout about it? Guest Blog From Ralph Frank
Pension savers in the UK benefit, and have done so for some time, from tax relief on their contributions. This perk has been a key driver in incentivising these savers to defer a portion of their earnings for later in … Continue reading
Posted in pensions
Tagged advice, annuity, auto enrolment, dc, dc pensions, Defined contribution plan, revenue, Tax
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What exactly is a pension dashboard?
At yesterday’s session of the DWP select committee there was consensus that a pensions dashboard is a good idea. Curry: Pensions dashboard has worked internationally & the technology exists for it to happen. — Josephine Cumbo (@JosephineCumbo) September 7, 2015 Fritz: … Continue reading
Are employers buying workplace pensions on value or price?
We have started an interesting project looking at the reasons given for choosing a workplace pension. Our sample is those employers who have used http://www.pensionplaypen.com ‘s “choose a pension” tool. For those who don’t know- the tool analyses data input … Continue reading
Keep Monza!
For the home crowd this w/e – this is all that matters #monza #gp1 great seats! @GulliversTravel pic.twitter.com/oVWJi4Y6ef — Henry Tapper (@henryhtapper) September 5, 2015 I’m in Italy to watch the Italian Grand Prix. When you watch the Grand Prix … Continue reading
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So what does a poor boy do? (Aberdeen and Parmenion)
Fund managers think of themselves as the asset managers of their clients -the investors. But lately they have found themselves serving platforms that treat funds as commodities. They have lost their primary relationship to their customers. The millennials took it … Continue reading
When cheap is not cheerful – Boris Bikes and uncapped liabilities.
Boris Bikes are wonderful. For £90 a year you can hurtle around the streets of London on the cycling equivalent of a Sherman Tank. All you have to remember is to dock your bike at the end of your … Continue reading
Posted in pensions
Tagged blame, Boris Bike, Boris Bikes, Boris Johnson, Borough Market, Fiduciary Management, liabilities, pensions, Santander, Sherman Tank, uncapped liabilities
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Will auto-enrolment capacity get crunched?
Today is the day of the Friends of Auto-Enrolment Capacity Crunch Conference which takes place in PWC’s offices at Charing Cross. The big debates of the day will be about Whether there will be a capacity crunch either in … Continue reading
Posted in advice gap, auto-enrolment, Payroll, pension playpen, pensions
Tagged AE, Andy Agethangelou, API, Business, CIPP, employers, FoAE, FofAE, Friends of Auto-Enrolment, Payroll, payroll administrator, payroll bureaux, payroll professional body, payroll software, Pension new, pension playpen, pensions, Ros Altmann, Steve Webb, Workplace Pensiions, workplace Pensions
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What are you trying to achieve, Chancellor – guest blog from Ralph Frank
The Government’s current consultation on “strengthening the incentive to save” seems to be missing some key background information around what the Government is trying to achieve. The Consultation seeks to “encourage people to save enough during their working lives to … Continue reading
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Tagged adequacy, Frank, pension saving, pensions, Ralph, Ralph Frank, Tax, tax relief
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Scottish teachers' pay increases, such as the recent multi-year agreement negotiated via the Scottish Negotiating Committee for Teachers (SNCT) covering…