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Tag Archives: pension playpen
Thanks – it’s a delight to do business with you!
It’s a real delight speaking to micro businesses about pensions. You might think a simple question like “which one do you think is best?” would become boring, now we’re closing in on 5000 employers who’ve asked us it. … Continue reading
Posted in auto-enrolment, pension playpen, pensions, robo-advice, Sage
Tagged choice, Delight, Income, internet, NEST, pension playpen, pensions, Retirement, Sage, Technology
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The pernicious effect of NEST’s market distortion
Yesterday I wrote about the unsatisfactory outcome of an industry discussion with NEST. The PLSA debate on mastertrusts at their annual conference failed to properly engage with NEST’s ongoing role in the UK pensions market and the ambiguity of its … Continue reading
Posted in pensions
Tagged API, auto enrolment, DWP, Helen Dean, NEST, Otto Thoresen, pension playpen, pensions, pensionsync, Strategy, Technology, TPR
2 Comments
Stop telling people what to do! (Michelle cracks the whip)
If you don’t know Michelle, then you should. She is the living, breathing soul of TPAS, an actuary who has forgotten how to be boring and a restorer of confidence in pensions. As the photos on this blog suggest – … Continue reading
Posted in actuaries, pensions
Tagged Actuary, Aon, Michelle Cracknell, pension playpen, Pension Wise, Pensions Wise, TPAS
2 Comments
“Rape and Kill” – why the public are turning off retirement advice.
Thanks to the PPI for the second Future Book – Unravelling Workplace Pensions. The 2016 Edition of the PPI’s study on workplace pension is published today. Getting data on the state of workplace pensions has always been tricky. If you … Continue reading
Posted in drawdown, pensions, PPI
Tagged auto enrolment, dc, decumulation, default, pension playpen, pensions, PPI, Saving, spending, workplace Pensions
6 Comments
An algorithm cannot lie
An algorithm cannot lie; it will tell you what you set it to tell you with the data you fed it. It has no choice, it is entirely deterministic;- and yet algorithms can help you lie. Let’s take a … Continue reading
Posted in NEST, Pension Freedoms, pensions
Tagged auto enrolment, Business, NEST, pension playpen, pensions, Retirement, workplace pension
2 Comments
Is Yahoo insured?
As I listened to the accounts of Yahoo’s 500m users being hacked (purportedly by a foreign government), four questions came to mind Why hasn’t the Yahoo share price fallen more than a couple of percent? Did Verizen, it’s prospective purchaser … Continue reading
Posted in pensions
Tagged cyber-crime, Government, Insurance, Lloyds, pension playpen, protection, Reserves, yahoo
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My pension fund manager – reassuringly boring.
I’ve worked out what I want from the person who runs my pension fund – I want them to be busy doing nothing. That’s more or less what Martin Dietz is doing running the Legal and General Multi-Asset Fund which … Continue reading
Retiring using other people’s money
Thanks to Jo Cumbo for putting me on to this excellent debate on “property v pension”. You can listen to it here; http://bbc.in/2cyqQgP The crux of the argument is about borrowing. People do not borrow other people’s money to invest in … Continue reading
Documenting why you chose your workplace pension
The best thing about the Pensions Regulator’s Duties Checker is the process. Follow the five steps and you will be able to sign your declaration of compliance and that’s it- auto-enrolment sorted. Well if only it was that … Continue reading
Posted in auto-enrolment, pensions
Tagged choice, choose, Document, pension, pension playpen
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Double Bill; dashboard+transparency
You wait a summer for the pension policy bus and then two come together! This morning’s the Treasury big reveal when they’ll be rolling out plans for the pension dashboard at Aviva’s Digital Garage in “trending Hoxton”. This afternoon’s the world’s … Continue reading
Posted in pensions
Tagged agenda, Andy Agethangelou, Dashboard, digital, Events, Financial services, pension, Pension new, pension playpen, pensions, Retirement, Tom, trasparency, TTF
3 Comments