Tag Archives: Liability Driven Investment
Uk bosses, should you sell-out your pensioners?
The link between you and your employer has been lost.
Posted in annuity, Liability Driven Investment, pensions, Retirement
Tagged annuity, Bournville, Insurance, Liability Driven Investment, National Employment Savings Trust, pension, Pension new, Pension Protection Fund, pensions, Pensions, Port Sunlight, Retirement, unilever, United States
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Value add – wine and target dated funds
Thanks to the boys and girls at ABCD it was fun but it left me a little frustrated.
Posted in Liability Driven Investment, NEST, pension playpen, pensions, Retirement
Tagged Buckinghamshire, Château Talbot, Comptroller, corporate risk, Liability Driven Investment, Morrisons, NEST, Payment system, pension, Pension new, pension playpen, pensions, Pensions, Retirement, Solvency II, Wine
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A massive failure of nerve – the sad state of our DC pensions
Last year 460,000 people bought annuities from their DC pensions, Two thirds of these people did not bother to get the best rate for their accumulated funds and as a result suffered on average a 10% lower pension than those who did. Continue reading
Posted in corporate governance, dc pensions, de-risking, EU Solvency II, Fiduciary Management, Liability Driven Investment, NEST, pensions, Personal Accounts, Retirement
Tagged corporate governance, dc pensions, de-risking, Department for Work and Pensions, Employment, EU Solvency II, Fiduciary Management, Hargreaves Lansdown, Liability Driven Investment, Mike Wadsworth, National Employment Savings Trust, NEST, pension, Pension new, Pension Pound, Pension Poverty, pensions, Pensions, Persnal Accounts, Personal Accounts, Politics, Rensselaer Polytechnic Institute, Retirement, Society, Tom McPhail
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Establishing the infrastructure to help “small” DB plans regain solvency.
Small schemes are missing a trick by not using their collective clout Continue reading
Posted in Liability Driven Investment, pensions
Tagged DB pensions, LDI, Liability Driven Investment, pensions
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Why do some workforces accept DB pension closure and some strike?
The members I spoke to …were not happy but at least they understood the corporate dilemma. It seems that over time they have reached a consensus that it is in their long-term collective interest to accept the proposed changes and move on without unrest.
Delivering a pension
The ordinary member of a pension scheme will not be aware of Liability Driven Investment, however he or she is acutely aware that their pension may be at risk. Continue reading
DC pricing- the fund manager’s dilemma
And some insurance companies woke up to price constraints and the stupid ones soldiered on till they became extinct Continue reading
Posted in dc pensions, Liability Driven Investment
Tagged dc pensions, DGF, LDI, Liability Driven Investment, RDR, stakeholder, STP, Target dated funds
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You don’t always know what you’ve got till it’s gone
So I’m 48, 15 months older and I’d be able to buy an annuity-but they’ve paved paradise and I’ll have to wait till 2016 which sucks Continue reading
Scheme liabilities- Rest in Peace
The old adage that if the Equitable Life was a pension scheme it would still be trading today can be reversed. If most pension schemes were regulated as life insurance companies are today they would not be in business. Which is why we must be very worried indeed about threats to the buy-out market and very worried for our DC members about the impact on the cost of annuity purchase. Continue reading
Posted in EU Solvency II, Fiduciary Management, Liability Driven Investment, pensions, Retirement, Treasury
Tagged ageing, annuities, annuity purchase, Bank, cod.halibut.pollock, Equitable Life, EU, EU Solvency II, Fiduciary Management, finance, fishing, insurance.trustees, Liability Driven Investment, Local government pensions, pensioners, pensions, Retirement, Retirement age, Solvency II, trawler, Treasury
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Salvaging the sinking boat
A new study published by Spence Johnson has drawn on insight from 46 industry thought leaders to predict futures of the Fiduciary Management model. More here: http://tiny.cc/FiduciaryEvolution
Many of the participants’ future projections included the view that a unbundled Fiduciary Solution would grow in popularity, allowing schemes to outsource certain tasks i.e. LDI, while retaining in-house duties they felt more confident in performing.
This article addresses the question of whether LDI strategies are best employed as part of an “integrated solution” or “unbundled Fiduciary Management”?
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Posted in de-risking, Fiduciary Management, Liability Driven Investment, pensions, Retirement
Tagged all hands to the pumps, corporate risk, de-risking, Fiduciary Management, implemented consulting, Liability Driven Investment, pensioners, pensions, ppf, Retirement, solvency management, wealth management
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