Tag Archives: Government

The DWP charges wagon is firmly back on track

    The last few days has seen a number of surprise developments culminating in a proposed amendment to the Pensions Act 1993. Poor fare for a thought piece? Read on! The original proposal for a wording proposed by Lords … Continue reading

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Your life for sale – what a liquid annuity market could mean.

Why people like me get cross with him is that he is dangling carrots and waving sticks but the donkey is locked in the stable. To get the animal moving, Steve Webb or his successor is going to have to open the stable door. Continue reading

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Something every UK start up should know about finance!

Pension PlayPen Ltd is funded in part by a SEIS. We are a start up funded by the private savings of its Founding Directors. We know it’s hard to get funding from the banks. We know it’s hard to keep … Continue reading

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Fire extinguishers and auto-enrolment

A report of a rejuvenated Pensions Minister’s top performance at the Ceridian Client Conference Continue reading

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The realpolitick of pension charges

Let’s hope that wherever this goes next, the DWP can win through and that we get protection in this important and misunderstood area of pensions finance Continue reading

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Why the Government is so worked up about DC pension charges.

The DWP are expected to announce today how they intend to out the hidden costs in personal pensions that can reduce personal pension income by up to 30% The table below shows how we get income in retirement. There are … Continue reading

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A capacity crunch?

The prospect of debating whether we get a capacity crunch in Auto-enrolment drew a capacity-crunching crowd to Wragge & Co.’s offices yesterday afternoon. Under the convenance of heroically quiffed Andy Agethangelou, some 50 of us attended a symposium on the current state … Continue reading

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There’s nothing stopping SMEs purchasing good pensions

This article plugs the needs for good pension purchasing and argues that both in terms of quality (governance) and quantity (supply) , employers have never had it so good. There is a lot of talk at the moment about DC … Continue reading

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“Let them eat cack” – why does Government still think individual annuities can work?

Steve Webb has been at it again, suggesting that the annuity crisis could be solved if we had a one year cooling off period after we’d bought an annuity in which we could take it back (with a receipt) and exchange it … Continue reading

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“You’d better shop around” – oh really?

The FCA have reported after their thematic review and told us what we already knew, the annuity market is not serving those who are buying annuities. Has this review anywhere to go? Micky Clarke on radio 5 live this morning … Continue reading

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