Tag Archives: USA

There’s only two Henry Tappers! (out of 800m active users of Linked in!)

It is difficult to get out of Microsoft (owners of Linkedin) how many active users there are. John Espirian reckons there are just under 800m “active” but 1.1 billion accounts. A lot (300m)  of dead people, people on more than … Continue reading →

Posted in pensions | Tagged , , , , , | 6 Comments

Canada and Denmark have their own views of how to invest their pensions.

Free trade causes a virtuous circle in the long run between world trade and world GDP. Trade boosts GDP, which in turn spurs trade; and so on. The new equilibrium of the virtuous circle is captured by the long run … Continue reading →

Posted in pensions | Tagged , , , | 2 Comments

Are women winning it for Harris?

    The spread on the betting exchanges between Trump and Harris continue to tighten but money continues to back Harris as the impact of recent interventions to bolster Trump’s odds dilute According to Robert Armstrong, in this morning’s Unhedged, … Continue reading →

Posted in pensions | Tagged , , | Leave a comment

Would our Government bail out the depositors of a badly run bank?

Behind the phrase “moral hazard” which is being heavily used in relation to the Fed and SVB, is the question posed by the title of this blog. Full on capitalism allows poorly run banks to fail and tells depositors it … Continue reading →

Posted in pensions | Tagged , , , , , | 4 Comments

Reintroducing pensions to the USA

The American Department of Labor is demanding that regulated sponsors of their workplace pensions convert participants’ account balances into an estimated monthly income stream at retirement. This follows primary regulation in Congress last year know as the SECURE Act Using … Continue reading →

Posted in actuaries, advice gap, annuity, cardamo, pensions | Tagged , , , | Leave a comment

Investing can now be “free” – here’s how.

I was sitting in a room of a leading asset manager yesterday listening to the yada yada. I’d needlessly put myself under a non-disclosure agreement but it was clear that there was no real news, so I thought I’d mention … Continue reading →

Posted in pensions | Tagged , , , , , , , , | 2 Comments

Is the USA the model to recover our DB deficits?

This article was published on October3.com and reports how American pension finances are recovering through perseverance in growth assets and from an uptick in interest rate projections. Just how relevant it is for the UK- I’ll leave for you to … Continue reading →

Posted in pensions | Tagged , , , , , | Leave a comment

OOPS – We did it again!

For the second time in a few months I awoke to an election result that shocked and scared me. America has voted for change, just as Britain voted for change (ironically the one election that didn’t bring change was the … Continue reading →

Posted in pensions | Tagged , , , | 10 Comments

Someone Is Spending Your Pension Money – (Guest blog from John Matlin)

I am grateful to my friend Per Andelius for this epic statement of the way things are in the USA. Much of it makes for unhappy reading as the central issue – outlined in the opening paragraphs – seems to … Continue reading →

Posted in pensions | Tagged , , , , , | Leave a comment

The view from the other side of the pond.

It’s been glorious in New York. Here’s Andy Walker (Pension PlayPen’s genius designer) and me, enjoying a craft beer above the high line (note the Empire State building behind us!) I wouldn’t like anyone to think that drinking beer was all … Continue reading →

Posted in pensions | Tagged , , , | 1 Comment