Tag Archives: Actuary
Without them we wouldn’t be free to read this
This blog’s written on Remembrance Day. Yesterday I blogged on “Diversification and speculation are different“. One of 696 articles published since I set this site up. I think it’s on an important subject (default DC options) but its subject matter is … Continue reading
Investing in the sunny uplands!
A common theme in my blogs is the frustration that people get stuck in the wrong kind of investments wrong in terms of charges, wrong in terms of management and wrong in terms of the suitability of the fund to a … Continue reading
Heard the one about the actuary, the investment consultant, the IFA and the lawyer?
At precisely the same time, the Pension Play Pen debated the relative value of actuaries, investment consultants, lawyers and financial advisers to Britain’s future pensioners, but in two different towns. These lunches , which have been taking place since 2009, bring … Continue reading
Doctors are pension millionaires – so why are they striking?
My Dad’s a doctor and in retirement – he has a great pension and who can begrudge him it? He retired 25 years ago as a senior partner – on about one third of the final salary he’s be on today. Like him, I … Continue reading
How to buy a pension
Buying your pension is one if not the biggest financial decisions you will take (or have taken). It’s fearfully difficult and most people take it with little help and – worse-information. Almost everyone is going to have to do it and that so … Continue reading
Now I speak actuarial
You can’t laugh out loud in the Institute of Actuaries‘ global HQ in Staple‘s Inn London. You would undoubtedly be ensnared in a giant spreadsheet and gently subsumed by toxic algorithms. Actuaries do not enjoy words, they prefer numbers and when … Continue reading
A hunger to educate – more on Popcorn Pensions
Hunger is not a word you’d associate with actuaries. One of our clients described the team working for her as “happy puppies” who approached the task of educating members with ” hunger“. These are not words that exist in the … Continue reading
Why pay for advice? Take the poll!
[polldaddy poll=5703072] This is a question that troubles me – not surprising as I’m a pensions adviser who reckons his job is to get people to the point when they can manage their pension affairs by themselves. If advisory self sufficiency is … Continue reading
Sexy cash for pensions – Politician nearly loses his patience
No matter how blameless Stevie may be, he’s only as good as his team. He protests that the DWP and the Treasury are the best of mates; the malpractice exposed like Alan Higham smacks of the DWP getting a little too close to the “dark side”. Continue reading
DC Risk sharing aux etats de Jersey
A year ago I wrote of the NAPF 2010 gig as our train departed Lime Street. I’m writing as my train pulls out of Piccadilly-Joanne may be aboard. I hope she’s not bought another first class ticket as this train has been … Continue reading