Tag Archives: pensioners
Shouldn’t Pension Schemes CREATE jobs? #CIPD
News that ballooning pension deficits are hitting profits and leading to hiring freezes is both unwelcome and unacceptable. Pension schemes should be benefiting UK businesses, enabling them to retire those becoming less productive and hire the best new talent. But … Continue reading
Posted in accountants, actuaries, advice gap, pensions
Tagged CIPD, Deficits, defined benefits, FABI, first actuarial, ft, jobs, Kevin Wesbroom, la-la thinking, pensioners, pensions, Ros Altmann
6 Comments
How the autumn statement will effect pensions and pensioners
There were no big pension surprises in this autumn statement but the Chancellor managed to squeeze some savings from auto-enrolled workers and pensioners. All eyes now turn to the 2016 Budget where the Chancellor is expected to make an announcement … Continue reading
Posted in accountants
Tagged auto enrolment, Autumn Statment, George Osborne, HMRC, pensioners, pensions, Tax, tax relief, Treasury
1 Comment
Are the conservatives the party for pensioners?
The Conservatives are due to talk this morning about how they can justify their claim that they are the party for pensioners. Look forward to promises to; Maintain the triple lock Increase the pensioners tax-free allowance from £6000 to … Continue reading
Posted in pensions
Tagged Conservatives, IFS, long term care, pensioners, spending, Tax, welfare
6 Comments
Putting clients first- First Actuarial
You can’t get people lower down the corporate food chain to “treat customers fairly” if the customers aren’t the first priority of the people at the top.
We need to do something about annuities
There is something fundamentally wrong with the annuity market that needs to be fixed Continue reading
Posted in dc pensions
Tagged 401k, ageing, annuities, compulsory, conservative manifesto, dc pensions, LDI, liberal manifesto, Longevity, Noel Fitzgerald, obama, pension, pensioners
2 Comments
The CEO and the janitor
They don’t get it, they don’t trust you, they think you are pulling the wool over their eyes. Continue reading
Posted in pensions, Retirement
Tagged ageing, CEO, corporate risk, defined benefit, Defined Contribution, janitor, LDI, Longevity, pension, pensioners, pensions, Retirement, vegetables
3 Comments
Public sector pension debt
How long before the ratings agencies catch up with us and require us to take action over our public sector pension debt? Continue reading
Posted in pensions, Treasury
Tagged ageing, Corin Taylor, Employment, finance, Government, Greece, IOD, Labour, Local government pensions, Longevity, pension, pensioners, pensions, Private sector, public sector, Retirement age, Salary, Treasury
2 Comments
Enhanced transfer values-is there a middle way?
There’s a lot of talk about “risk sharing” between employers and members of DB pension schemes. “Risk sharing” has become a euphemism for booting members out of the pension scheme- a middle way is needed. Continue reading
Posted in de-risking, pensions, Retirement
Tagged ageing, corporate risk, de-risking, enhanced transfer values, ETVs, finance, Longevity, pensioners, pensions, Retirement
2 Comments
What’s my “NEST” egg going to be worth?
While we continue to debate what a national savings scheme should be called, pensioners continue to shiver and the nation is no closer to a pensions solution for lower earners than when stakeholder pensions were first mooted 14 years ago. Continue reading
“I have looked over the cliff and I have seen DC”
It may have taken ten years but the precipitous drop to DC is now no joke. 2010 is likely to be a tipping point for many workplace pension schemes. Here are my personal predictions for the year ahead. Continue reading
Posted in dc pensions, pensions, Personal Accounts
Tagged annuities, dc pensions, DGF, EU Solvency II, Facebook, Local government pensions, Pension new, pensioners, pensions, Personal Accounts, twitter
1 Comment