Tag Archives: Investment management

Japanese Knotweed – the spread of passive defaults.

While investment consultants ponder the fifty shades of grey of diversification, I ponder just who , outside a small number of “experts” is prepared to take a decision on the default investment option of a company’s defined contribution pension scheme. This question … Continue reading

Posted in dc pensions, Financial Education, NEST, pensions, Popcorn Pensions, Retail Distribution Review | Tagged , , , , , , , | 7 Comments

Who cares who manages our pension funds?

Almost nine out of ten defined contribution members cannot name the funds their contributions are invested in, according to research from Standard Life. The survey revealed that, in spite of this, just under half (49%) of respondents, felt their investments reflected their … Continue reading

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How shares work (for us and our pensions)

Shares haven’t worked well for us over the past twelve years. World stock markets, especially the mature markets in Britain , Japan and the US, are worth less today than they were at the turn of the millenium. While some company’s shares … Continue reading

Posted in auto-enrolment, Bankers, Change, corporate governance, customer service, dc pensions, defined aspiration, FSA, happiness, Henry Tapper blog, Retirement | Tagged , , , , , , , | 12 Comments

More pensions nonsense from the “investment community”

  How have have the people who invest pension funds become so out of touch with the people who retire from them? This question occurred to me several times yesterday as I listened to a large numbers of charming and intelligent people … Continue reading

Posted in Bankers, Change, dc pensions, defined aspiration, Public sector pensions, Retirement | Tagged , , , , , , , | 9 Comments

“Making Pension Charges Clearer” – good on the NAPF

The NAPF, as I’ve mentioned a few times on this blog, are a rather better trade body than you’d expect . Revitalised by Joanne Seagers and Dan Torjussen-Proctor they appear a more progressive member centric organisation than in years gone by. Ambitiously, they … Continue reading

Posted in annuity, auto-enrolment, corporate governance, dc pensions, de-risking, EU Solvency II, pensions, Retirement, social media | Tagged , , , , , , , | 4 Comments

Rich Hedgehogs, poor clients

From the Economist HEDGE-fund managers are the smartest investors around. With keen eyes and sharp brains, they spot and exploit inefficiencies in the markets. Or at least that is what the industry tells its clients. There is no doubt that hedge-fund … Continue reading

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I have seen the future of DC (part 84)

The future for DC may well be a fund manager’s future but it’s a fund manager with big ears and a small mouth who is most likely to win.
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Posted in annuity, Bankers, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, NEST | Tagged , , , , , , , | 1 Comment

Beyond belief – investment philospohies in the DC world

Investment Philosophies are what Asset Managers use to justify fees- Investment Beliefs are how trustees justify paying them. Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , , | 2 Comments

DC- where it all went wrong for the fund managers

No- not a 10.000 word dissertation – this is a quick romp through the past ten years of DC provision in the UK which concludes with a few words on where we are today.

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Big-Up for NEST’s investment strategy

I’ve been growing ever more confident that NEST is going in the right direction- especially with regards investment options.
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