Tag Archives: Government
Dear Government- “Five do’s, five don’ts” – #pensions
For those slipping quietly into retirement in the UK the political promises are about the revaluation of your state benefits, the payment of your winter allowance and the tax treatment of your savings and income. Whatever you have done or not … Continue reading
Posted in pensions
Tagged annuity, auto enrolment, Business, Commission, DWP, Employment, exempt, Government, Greg McClymont, Leonard Cohen, Life Time Allowance, LTA, Minister Webb, National Employment Savings Trust, NEST, Pension new, pension playpen, pensions, Retirement, retirement income, retirement savings, Steve Webb, tax relief, VAT
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Do we need another pension commission? #IRSC
A call for inclusion from the pension elite? The NAPF have launched a call for an Independent Retirement Savings Commission. I went to hear the arguments yesterday morning and came away with a nice booklet but without much more enthusiasm … Continue reading
What’s inside the wrapper’s – what matters! Guest blog from Ralph Frank
I often find myself bemused, and/or confused, when I see investment portfolios specified in terms of product wrappers (e.g. unit trusts, exchange traded funds, structured notes etc.) instead of the underlying investments (e.g. equities, bonds etc.). The underlying investments, … Continue reading
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Tagged Business, Chief investment officer, corporate risk, dc pensions, Employment, ETF, Government, Investment, investments, pensions, Ralph Frank, Retirement, wrapper, wrappers
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Why are we so unproductive?
News is out that Britain produces in five days what the French produce in four Robert Peston has written a series of articles on this over the past few days. Here is the gist of it. on the basis of … Continue reading
“How were those freedoms for you?” – Two events to help us find out!
The press offices of all the major insurers have been busy printing announcements of how they have seen a tenfold increase in enquiries about pension benefits this week. Pension Wise has been open for bookings and Michelle Cracknell and the TPAS … Continue reading
Should we be trusted with our pension pot?
Today’s the day those over 55 can start taking their pension pots as they like;- except you can’t because the insurance companies are closed for the Bank Holiday except your defined contribution pension provider may not have adapted its systems yet except you … Continue reading
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Tagged annuity, Blog, Business, CDC, corporate risk, dc, dc pensions, de-risking, Defined benefit pension plan, Employment, Government, pension, pension freedom, Pension new, pension playpen, pensions, Retirement, Steve Webb
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The price of choice
It is becoming increasingly clear that the progress of the auto-enrolment project is balanced at the fulcrum. Until now attention has been focussed on the technical details surrounding the auto-enrolment process. But we are moving towards a new phase where … Continue reading
No Prime Minister! guest blog from Ralph Frank
The Prime Minister focused on the long-term nature of the 2015 Budget in a recent piece he published in the Sunday Times. He saw the Budget as “rewarding those who work hard and do the right thing. For too long, … Continue reading
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Tagged Budget, Cameron, Government, Income Tax relief, LA, Osbourne, pensioner, pensions, Retirement, Tax, Tax allowance
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Magic beans and “negative capability”
Negative capability describes the capacity of human beings to transcend and revise their contexts. If we dismiss it as “magic beans” we are committed to repeating the mistakes of the past – and- as we all know – that way is madness. Continue reading
Posted in Change, corporate governance, drawdown, Financial Education, happiness, Pension Freedoms
Tagged Business, CDC, corporate governance, David Pitt-Watson, dc pensions, Financial services, Government, Hari Mann, John Ralfe, Kevin Wesbroom, madness, magic beans, mistakes, Negative capability, pension, Pension new, pension playpen, pensions, progress, repeating mistakes, Retirement, Steve Webb
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We need a tank to get us across this battlefield!
We must dispel myths we have created and allow to malinger to the detriment of CDC and our pension system. Continue reading
Posted in pensions
Tagged Ann Begg, Business, Business and Economy, CDC, corporate governance, Dame Ann Begg, Defined benefit pension plan, DWP, Employment, Financial services, Government, National Employment Savings Trust, pension, pensions, Politics, public sector, Public Sector Pensions, Retirement, Select Committee, Steve Webb, tanks, ww1
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