Tag Archives: Financial services
We took the plunge, now we must swim
I doubt if SoftBank had launched its take over bid for ARM holdings today rather in the weeks following the referendum, it would have found life so easy. Recent comments from Theresa May suggest that Britain will, for the … Continue reading
Posted in pensions
Tagged Apple, ARM, Business and Economy, Financial services, IPhone, Nigel Wilson, pensions, Sage, Sink or Swim, SoftBank, Stephen Kelly, taxes
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A tragic tale of a split pension.
This is the sad story of how someone, intent on running her finances independently of her “ex”, destroyed her personal financial security. It relates to a former member of my family and I am desperately sorry for her, … Continue reading
Posted in advice gap, annuity, pensions, Pensions Regulator
Tagged divorce, emotion, Financial services, pension splitting, Retirement, separation, tragedy, Transfer
14 Comments
Plebicide and Suicide – Con Keating on post-Brexit pensions
In the post-Brexit period, I have listened to no fewer than three investment consultants advocating the immediate hedging of interest rate risk in our pension scheme “as the deficit is likely to blossom in the event of further quantitative easing”, … Continue reading
Posted in pensions
Tagged Brexit, Business, Con Keating, Employment, Financial services, pension, Pension new, pensions, Retirement
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A little bit of anarchy does you good
I’m grateful to my Swedish friend Per Andelius for finding this. Provenance has kindly been provided by readers (see comments). In game theory, the “price of anarchy” describes how individuals acting in their own self-interest within a larger system tend … Continue reading
Posted in auto-enrolment, pensions
Tagged anarchy, Business, consensus, de-risking, decentralised decision making, Employment, Financial services, Insurance, Noah, pensions, Politics, price of anarchy
4 Comments
Your ten point checklist when choosing a pension
The law says you have to choose a workplace pension for your auto-enrolment eligible staff. But it doesn’t say how! The Pensions Regulator’s website, while excellent on auto-enrolment compliance, is pretty hopeless in helping you choose a pension. So … Continue reading
Posted in pensions
Tagged auto enrolment, Business, Choose a Pension, DWP, Employment, Financial services, pension, pension playpen, pensions, Pensions Regulator, Retirement, TPR, workplace Pensions
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Searching for the Loch Ness Monster
The Investment Association has concluded that hidden charges within funds are like the Loch Ness Monster, much talked about but never seen. Presumably those of us consumers seeking to find the financial Nessie are like the cranks who sit upon … Continue reading
Posted in pensions
Tagged Financial services, fund managers, Funds, Investment Association, Loch Ness Monster, Nessie, Norma Cohen, pension, pensions, Pitt-Watson
4 Comments
So who gave Mark Carney the keys?
Ros Altmann, along with many others is concerned that a side-effect of the measures announced to bounce our economy out of Brexit blues, will be to require employers to pump money into pensions and not into jobs, research and building new … Continue reading
“Only rich people think small amounts don’t matter”
That’s a quote from Debora Price and I’m making it a strap for whatever campaign I can cobble together to make Government Incentives happen for those who qualify for them , but can’t get them because their trustees don’t collect … Continue reading
Posted in pensions, pot
Tagged Consultant, Debora Price, DWP, Employment, Financial services, JLT, Mastertrust, National Employment Savings Trust, NEST, net-pay, NOW, pension playpen, pensions, People's Pension, poor, relief at source, Retirement, rich
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The new politics of pensions
What has leaving the European Union some time in 2019 have to do with four new Ministers at the DWP and as many at the Treasury? We currently have no shadow pension minister, Angela Rayner who became shadow … Continue reading
Wake up to the PPF!
It was good to oversleep and wake up not to the lark (metaphorical here in EC4), but to Alan Rubenstein purring about his Pension Protection Fund. Pension Protection Fund figures published yesterday show the lifeboat scheme has £4.1bn surplus and … Continue reading