Extending time horizons can ease short-term funding pressure, but it shifts risk toward younger members. Reform should make those intergenerational…
I've just come across this letter from Smithers, covering DB pensions in general and the USS in particular. https://smithers.co.uk/extending-the-liabilities-time-horizon-is-key-to-pensions-reform/
Great. A chance to nit-pick something from Steve Webb. The Married Woman’s Option finished in 1977, not 1978. SERPS was…
I was told by the Pensions Service, that if I divorced my husband before I retired, I would get a…
Tag Archives: Financial services
So who gave Mark Carney the keys?
Ros Altmann, along with many others is concerned that a side-effect of the measures announced to bounce our economy out of Brexit blues, will be to require employers to pump money into pensions and not into jobs, research and building new … Continue reading
“Only rich people think small amounts don’t matter”
That’s a quote from Debora Price and I’m making it a strap for whatever campaign I can cobble together to make Government Incentives happen for those who qualify for them , but can’t get them because their trustees don’t collect … Continue reading
Posted in pensions, pot
Tagged Consultant, Debora Price, DWP, Employment, Financial services, JLT, Mastertrust, National Employment Savings Trust, NEST, net-pay, NOW, pension playpen, pensions, People's Pension, poor, relief at source, Retirement, rich
2 Comments
The new politics of pensions
What has leaving the European Union some time in 2019 have to do with four new Ministers at the DWP and as many at the Treasury? We currently have no shadow pension minister, Angela Rayner who became shadow … Continue reading
Wake up to the PPF!
It was good to oversleep and wake up not to the lark (metaphorical here in EC4), but to Alan Rubenstein purring about his Pension Protection Fund. Pension Protection Fund figures published yesterday show the lifeboat scheme has £4.1bn surplus and … Continue reading
“Just because you’ve built it”..Some home truths about robo-advice.
The problem with Alan and Gina Miller is they are right, and they say the things that the financial services industry don’t want to hear. Before the TTF was a gleam in our eye , they were proving we were … Continue reading
Occupational means occupational – (what we can learn from scams)
Scammers beware, we are aware! July is scams awareness month and the Citizens Advice Bureau is leading the charge. The Pensions Regulator is not far behind with its promotional campaign. The scorpion is never far away. It’s very much up … Continue reading
Consider the lilies – and leave LISA to George
More than a third (38%) of respondents are likely to consider introducing the newlifetime individual savings account (Isa) into their employee remuneration scheme in the future, according to research by law firm Sackers. The survey of 78 employers, trustees and advisors … Continue reading
Posted in pensions
Tagged financial education, Financial services, lilly, LISA, pensions, Retirement, Sackers, swan
Leave a comment
#PBUK ; pensions and the public
I’d walked through parliament square to get the Pension and Benefits show and thought how a few hours before Jeremy Corbyn had delighted the die-hards where I trod. I’d seen him defiant on my way back from work and … Continue reading
Finding our Social Purpose
I have been troubled by bad dreams since I heard of the death of Jo Cox, I did not know here , I did not know of her, her life and mine were never likely to have crossed paths. It … Continue reading
Posted in pensions
Tagged Brendan Cox, Business, Diversity, Financial services, Jo Cox, Racism, Retirement, social purpose, Society
4 Comments
Robots do as they are told
The point about artificial intelligence is that it is artificial. Were we to replicate human intelligence we would have to build in the bias’ that make us ‘moral’. By moral, I mean concerned with the principles of right and wrong … Continue reading
Posted in pensions
Tagged AI, artificial intelligence, Business, Financial services, pension, pensions, robo-advice, robot
Leave a comment
When taxation is retroactive it will change behaviour. Be careful with envy focused legislation promote real solutions to British poor…