Category Archives: Henry Tapper blog

It worked for Wendy- how Morrisons staged auto-enrolment

If I had a vote for “pensions personality of the year, I’d give it to Wendy Taylor of Morrisons and I’d give her understudy Claire Ramus a “highly commended”! They’ve inspired their Board, their staff and they’ve brought a breath of fresh air to the … Continue reading

Posted in actuaries, annuity, club pension, David Pitt-Watson, dc pensions, Henry Tapper blog, Martin Lewis, pension playpen, pensions, Popcorn Pensions | Tagged , , , , , , , | 7 Comments

Contract workers mustn’t be tricked out of pensions.

Last week I wrote about how contract workers employed by ISS in Sark are likely to miss out on employer contributions to their workplace savings plan. In it I stated.. ‘The Agencies that have supplied teachers and apparently social workers to … Continue reading

Posted in auto-enrolment, Henry Tapper blog, Linkedin, Payroll, pension playpen, pensions, Retirement | Tagged , , , , , , , | 7 Comments

Without them we wouldn’t be free to read this

This blog’s written on Remembrance Day. Yesterday I blogged on “Diversification and speculation are different“. One of 696 articles published since I set this site up. I think it’s on an important subject (default DC options) but its subject matter is … Continue reading

Posted in actuaries, club pension, corporate governance, Henry Tapper blog, pension playpen, pensions, social media | Tagged , , , , , , , , , , | 3 Comments

Buzzword Bingo- (great post from Phil Baumann)

#BigData! That’s the latest one, isn’t it? Big. Data. Alignment. Streamline. Pivot. Paradigm Shift. (This, by the way, is a misuse/misunderstanding of Thomas Kuhn‘s works). The list goes on. In fact you can create your own buzzwords with this Solution. … Continue reading

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Club Pension!

Words resonate in strange ways and when they come in pairs new resonances emerge. Last week, Martin Lewis called “pension” a broken brand (worrying to the owner of the Pension Play Pen). The idea behind the word “club” seems to be under … Continue reading

Posted in club pension, Financial Education, happiness, Henry Tapper blog, Martin Lewis, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , | 19 Comments

What Steve Webb must do now.

Well Mr Webb, you said it; I refer to your excellent talk at the IOD (16/10/12) First you said that you would legislate for “pot follows member” in 2014/15 .Then when asked what happens if a member transfers to a bad qualifying scheme, you … Continue reading

Posted in annuity, CDC, dc pensions, defined aspiration, Financial Education, Henry Tapper blog, Management, Payroll, pensions, Retirement, Treasury | Tagged , , , , , , , , | 20 Comments

My mother and father

I wish I had written  every decade of my life, 500 words on how I felt about my Mum and Dad. I could chart my relationship from utter dependency, through a growing appreciation to full or partial dependency on me. … Continue reading

Posted in Henry Tapper blog | Tagged , , , , , , , | 4 Comments

Abusing the voice of the people – a call for better pensions

Evangelists of social media cite the wisdom of the crowd. But wisdom and gullibility are two sides of the same coin and  those who marvel at the capacity of groups to congregate around their chosen solutions, demonize their herd mentality when the crowd looks elsewhere. “Vox … Continue reading

Posted in annuity, auto-enrolment, Change, David Pitt-Watson, dc pensions, defined aspiration, Henry Tapper blog, leadership, NEST, pension playpen, pensions, Personal Accounts | Tagged , , , , , , , | 5 Comments

Pensions in 2020 – the impact of social networks

We talk a lot about member engagement but in 2020 – if current trends continue – employees will have taken it out of our hands. Scheme members will be organising their own engagement and this may have surprising results. If … Continue reading

Posted in auto-enrolment, Bankers, Change, Henry Tapper blog, pension playpen, pensions, social media | 1 Comment

Can pension saving really grow the economy?

Putting a stealth tax on an employer’s wage bill of 3% and frog-boiling millions to reduce their take home by up to 4% doesn’t fit comfortably with a growth strategy for the economy. Less money to spend. Many regard UK pension policy … Continue reading

Posted in auto-enrolment, dc pensions, de-risking, defined aspiration, happiness, Henry Tapper blog, NEST, Payroll, pension playpen, Popcorn Pensions, Retirement | Tagged , , , , , , , | 3 Comments