Tag Archives: Holland
Other ways of doing CDC
It’s great when you wake up – turn on your phone and get a really great couple of messages! This is what happened this morning to me Last night John Ralfe had been asking me where I felt CDC … Continue reading
Posted in CDC, pensions
Tagged actuaries, Australia, CDC, Falco Calkenberg, Holland, Jeremy Cooper, John Ralfe, pension, pensions
Leave a comment
Getting CEOs and Chairmen “seriously relaxed” about pensions.
I don’t normally hob nob with FTSE 30 Chairmen so when I met one at a party over the weekend I hit on him about pensions…this is the nub of the conversation Me-What do you know about auto-enrolment? Chairman-My pension person … Continue reading
Maybe consumer cynicism about pensions is right..
I want to restore faith in a pensions system we were once proud of. Yesterday I wrote about the Plumbing and Mechanical Services Pension Scheme – which you can read about here. Today I am praising a brilliant pamphlet published by … Continue reading
“I cannot advise you on that Sir”
Here is a salutary tale for our times. Not a tragic tale – no disaster resulted – but a sad tale that demonstrates what happens when staff become scared to help customers. Anyone who has travelled on an “advanced” train ticket knows that … Continue reading
Posted in East coast trains
Tagged Complaint, East Coast, East Coast of the United States, Holland, Leeds, Plymouth, Richard Branson, Virgin Trains
2 Comments
Can pension saving really grow the economy?
Putting a stealth tax on an employer’s wage bill of 3% and frog-boiling millions to reduce their take home by up to 4% doesn’t fit comfortably with a growth strategy for the economy. Less money to spend. Many regard UK pension policy … Continue reading
So you want better pensions?
I’m going to Holland next week to talk to European Fund Managers about how they engage with the UK DC market, it could be a short presentation. Ironically, the Dutch pension system is delivering 50% more pension – per pound … Continue reading
Posted in annuity, auto-enrolment, Change, Management, Martin Lewis, pensions, Personal Accounts, Retirement
Tagged David Pitt-Watson, Dutch, DWP, Holland, Investment management, pension, Steve Webb, Treasury
9 Comments
500,000 pensioners who will get no help from the Government.
If you have purchased an annuity in the past three years of are likely to purchase one in the next three years you will be buying into pension conversion rates artificially depressed by the Government‘s quantitive easing program and by insurance … Continue reading
Posted in Change, corporate governance, dc pensions, defined aspiration, NEST, Retirement, Treasury
Tagged CDC, Defined benefit pension plan, Government, Holland, Life annuity, Louis Theroux, pension, Steve Webb
6 Comments
The 500,000 retirees abandoned by the Government
If you have purchased an annuity in the past three years of are likely to purchase one in the next three years you will be buying into pension conversion rates artificially depressed by the Government‘s quantitive easing program and by insurance … Continue reading
Collective Defined Contribution Schemes – A Shameful Missed Opportunity
An article by Kevin Wesbroom. In December 2008 the Government published the response to its paper on risk sharing pension schemes. The opening sentence of the Executive Summary states “The Government is committed to encouraging good practice pension provision.” In December … Continue reading
The Spurious Certainty of Chicken Licken
There are two certainties – death and taxes; oh – add to that a pension in payment! Or so the officers of the DWP , the Government Actuary and the Pensions Regulator would have it. GAD tried to knock the idea … Continue reading
Posted in annuity, dc pensions, de-risking, defined aspiration, Management, NEST, pension playpen, pensions, Retirement
Tagged Amsterdam, Dutch, DWP, Holland, Jersey, pension, Steve Webb, Terry le Sueur
125 Comments