Tag Archives: finance
Putting clients first- First Actuarial
You can’t get people lower down the corporate food chain to “treat customers fairly” if the customers aren’t the first priority of the people at the top.
Delivering a pension
The ordinary member of a pension scheme will not be aware of Liability Driven Investment, however he or she is acutely aware that their pension may be at risk. Continue reading
I am weary of being weary of politics
Here error is all in the not done- all in the diffidence that faltered… Continue reading
Public sector pensions- who cares?
You don’t think public sector pension decisions matter? Take a look at your council tax bill -these things are bcoming second mortgages to many of us!
DON’T ASK – DON’T GET
We don’t like asking- but we love to be asked. Continue reading
Tagged 1, finance, mallowstreet, pension playpen, UK Treasury
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Public sector pension debt
How long before the ratings agencies catch up with us and require us to take action over our public sector pension debt? Continue reading
Posted in pensions, Treasury
Tagged ageing, Corin Taylor, Employment, finance, Government, Greece, IOD, Labour, Local government pensions, Longevity, pension, pensioners, pensions, Private sector, public sector, Retirement age, Salary, Treasury
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Enhanced transfer values-is there a middle way?
There’s a lot of talk about “risk sharing” between employers and members of DB pension schemes. “Risk sharing” has become a euphemism for booting members out of the pension scheme- a middle way is needed. Continue reading
Posted in de-risking, pensions, Retirement
Tagged ageing, corporate risk, de-risking, enhanced transfer values, ETVs, finance, Longevity, pensioners, pensions, Retirement
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Can pensions find a unified voice?
There are no great and good anymore- the availability of information has meant a democratisation and demystification of the pensions hieirarchy. The information revolution has done for the pensions oligarchy what usury did for feududalism and it’s not taken 100 years, it hasn’t taken 100 months!
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Scheme liabilities- Rest in Peace
The old adage that if the Equitable Life was a pension scheme it would still be trading today can be reversed. If most pension schemes were regulated as life insurance companies are today they would not be in business. Which is why we must be very worried indeed about threats to the buy-out market and very worried for our DC members about the impact on the cost of annuity purchase. Continue reading
Posted in EU Solvency II, Fiduciary Management, Liability Driven Investment, pensions, Retirement, Treasury
Tagged ageing, annuities, annuity purchase, Bank, cod.halibut.pollock, Equitable Life, EU, EU Solvency II, Fiduciary Management, finance, fishing, insurance.trustees, Liability Driven Investment, Local government pensions, pensioners, pensions, Retirement, Retirement age, Solvency II, trawler, Treasury
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The Ilford ruling-who won?
The Ilford ruling will require trustees to concentrate on sound investment strategies and stop the practice of securing tip-top pensions at the expense of Joe the tax-payer. It will require companies to pay more attention to the risk management of their pensions rather than relying on a Government lifeboat.
Posted in de-risking, Jersey, pensions
Tagged ageing, de-risking, Facebook, finance, Government, implemented consulting, Jersey, Linked in, pensioners, pensions, Retirement age, twitter
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