Tag Archives: tax relief

Pension PlayPen’s response to the Treasury on pension tax-relief

The Treasury has asked eight great questions which go to the heart of how we incentivise pension saving. Here are our responses. We haven’t formally sent these responses to the Treasury yet, so if you have any comments, please send … Continue reading

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Towers Watson’s mansion on the hill.

It’s good to see Pension Minister Ros Altmann paying some attention to the pension small schemes sign up to as part of staging auto-enrolment. Corporate Adviser run the article, the link’s here. Of course Ros is thinking about the 1,200,000 … Continue reading

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Free to overpay tax?? – what kind of freedom is that?

Question – when is a freedom a pension freedom? Answer- when its got a big tax-bill attached! The pensions minister Ros Altmann has said the government’s proposals to tax pensions in a similar way to individual savings accounts could be … Continue reading

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Beyond tax relief – a new savings incentive

In 2002, Ros Altmann wrote a blog, suggesting we move from incentivising pensions savings through tax relief , to a system which targeted those who needed help most- those with low incomes who found it hardest to save decent amounts. … Continue reading

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We had it coming!

I haven’t read the reaction of the pension hierarchy to the Treasury’s consultation on the future of pension tax relief – I don’t have to. Steve Bee’s tweet “I don’t want to spend the rest of my time on this … Continue reading

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Raining on pensions (again)! Guest Blog from Ralph Frank

    The 2015 Summer Budget has delivered a series of blows to pensions in the UK.  The Chancellor of the Exchequer claims that “the government is committed to supporting savers at all stages of their lives to help them … Continue reading

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Dear Government- “Five do’s, five don’ts” – #pensions

For those slipping quietly into retirement in the UK the political promises are about the revaluation of your state benefits, the payment of your winter allowance and the tax treatment of your savings and income. Whatever you have done or not … Continue reading

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Is he mad in the Ed? -Another great guest blog from Ralph Frank

Ed Miliband’s recent proposal to cut the Lifetime Allowance (“LA”) for pension savings from £1.25 million to £1 million would deal a further blow to encouraging private pension provision, if implemented. The LA is, in my opinion, a flawed tool … Continue reading

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“Free money”- why do those eligible for it- not want it; guest blog from Ralph Frank

NEST has recently published its latest annual ‘insight’, a study that looks at the behaviours and attitudes of members enrolled into workplace pensions.  The ‘insight’ finds that older workers have significantly higher opt-out rates from auto-enrolment than younger workers – … Continue reading

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