Happy Birthday Henry
To properly understand what people want with the money they allow to be taken from pay, we have many surveys…
Knox says, "In pensions we have a broad consensus between politicians, regulators, and industry on what the next chapter for…
Such an important topic! Students need skills that prepare them for real-world challenges.
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Tag Archives: Steve Webb
Whatever happened to “pot follows member”?
The Liberal pension spokesperson – the very shadowy Stephen Lloyd, has labelled the Conservative Government “incompetent” for shelving Steve Webb’s pot follows member initiative (which should have arrived in 2016). Guy Opperman, with the weight of the Government’s massive research … Continue reading
Posted in pensions, steve webb
Tagged dc, Guy Opperman, pensions, Pot follows member, stephen lloyd, Steve Webb
2 Comments
Same as it ever was ; for “Fowler”, read “Webb”
It was a shame Steve Webb wasn’t at last night’s excellent witness seminar on “Thatcher’s Pensions reforms”. He would have made an able replacement for Norman Fowler who has been in bed all week with a Lergi (get well … Continue reading
Salary Sacrifice – a foot in the door for the poorly pensioned?
Everybody knows that the pension tax-relief system is heavily weighted in favour of the have’s who get big income tax incentives. It is weighted against the low waged who can get excluded from contribution incentives altogether. Steve Webb, who thinks … Continue reading
Posted in accountants, actuaries, advice gap, pensions
Tagged auto enrolment, HMRC, net-pay, pensions, relief at source, salary sacrifice, Steve Webb
15 Comments
Sexy cash in a vibrant market? You ain’t seen nothing yet!
I’m not quite sure why Money Marketing is reporting man of the people Steve Webb as re-phrasing Bachman-Turner Overdrive’s famous phrase, this way Steve Webb: DB transfer demand? You’ve not seen anything yet Steve is not a linguistic pedant and … Continue reading
“Going halves on DB” – the argument for (and against) partial transfers.
(Rival) consultancy LCP and insurer Royal London have joined up to produce a paper calling for it to be mandatory for trustees to provide members with the option to take part of their DB pension as pension and part as … Continue reading
Posted in pensions
Tagged CETV, first actuarial, LCP, pension, pensions, Royal London, Steve Webb, Transfer values, transfers
2 Comments
NEWS- Saving into a pension is what we WANT to do!
Well you may not find it news, but I do. I started out in 1984 selling pension policies to people who I met in Oxford Street and again at their homes. These people were promised ridiculous returns (13% pa on … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, DWP, pensions, Steve Webb, workplace Pensions
3 Comments
Steve Webb and the triple lock – muddy waters!
Here’s that Royal London press release, calling for State Pensions to be reduced and contributions to private pensions to increase. Royal London has set out a three point plan for the key pension priorities of an incoming government, including … Continue reading
Posted in pensions
Tagged auto enrolment, Pension Policy, pensions, Royal London, S2P, state pension, State v Private, Steve Webb
2 Comments
Snap elections – people – and policy! #GE17
Snapping people The cost of a snap general election will be highest for the politicians, their advisers and their families who lose their livelihoods on June 8th. It is tough on MPs, especially those who joined since the 5 year term … Continue reading
Get thee to Yate!
1.1 And there dwelt in South Gloucestershire, near the towns of Thornbury and Yate a man named Steve; 1.2 and Steve was godly and loved of all who knew him for he had done great deeds in Westminster – … Continue reading
Giving the self-employed their “pensions due”.
The budget announcement of a phased 2% increase in Class 4 National Insurance Contributions (NIC)s was generally considered bad politics but could it be good policy? In pension circles, any changes to NICs are regarded as interesting. They fund the … Continue reading
Posted in pensions
Tagged class 4, National Insurance, NIC, pensions, self-employed, Steve Webb, Technology
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What do you think is holding back British companies from scaling up? Many reasons amongst them: The decision makers have…