Tag Archives: Spend
We stop spending and save save save! Let’s make that work.
The news is pretty flabbergasting – we aren’t spending, we must be spending , spending , spending Deciphering this puzzle is a priority for policymakers at the Bank of England. If consumers do not start spending soon, the central bank … Continue reading
Mansion House is not about saving better not more.
“The purpose of the Mansion House reforms is to make us save better. The reforms are not about us saving more – though restoring public confidence in pensions should lead to higher savings rates” This is not a parliamentary answer … Continue reading
Plan to spend, save or borrow? Who knows what to do?
For many people, what they earn will be what they spend on household bills this year and next. The FT report why , most people want to know what will happen to their savings (if they have them ) over … Continue reading
Posted in pensions
Tagged borrow, Plan, Resolution foundation, Save, Spend, Torsten Bell
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“Deliver me a world without work”!
In almost every conversation I have had about the purpose of a pension dashboard, up comes the word “engagement”. Engagement has become the horse to the savings cart, “you can’t expect people to save more unless you’ve engaged them with … Continue reading
Simplifying pensions with AgeWage
A number of people have asked about “AgeWage”, so I thought to write an article introducing it and why I and our management team are so excited about what it will do. A good business plan should start with a … Continue reading
Selling happiness by the pound
If I was Damian Stancombe, I wouldn’t be talking to me. Damian is a partner at a firm called Barnett Waddingham and I’m forever having a go at his firm. But he’s a tolerant fellow and we still … Continue reading
Posted in pensions
Tagged Damian, elderly, grey hair, Happiness, Happy Henry, love, Old age, pension, pensions, pound, Savings, Spend, the pension pound
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How to spend your pension -a further blog from Con Keating
If you haven’t read Con’s three previous blogs on this subject (which IMO form the most lucid contribution to the decumulation debate so far) – search Con Keating in the search box at the top of this page. … Continue reading
Why I want to be old – rich and pay no tax!
There’s a famous story, now fading from popular memory about Strand, a brand of cigarettes in the sixties. Strand came out with a strap-line “you’re never alone with a Strand” It killed the brand stone-dead. People associated smoking a Strand … Continue reading
Posted in pensions
Tagged Bogoff, George Osborne, incentives, pensions, retirement income, Save, Saving, Spend, Tax, tax deductions, tax relief
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How much should I spend on retirement?
People get frightened by this question – they shouldn’t! The simple answer is that we all pay into a national pension scheme through national insurance and you can find out what you’re likely to get from the State we completing … Continue reading
Posted in Blogging, Debt, journalism, Payroll, pension playpen, pensions, Pensions Regulator
Tagged Actuarial science, Afford, annuity, Contribute, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, Employment, Pay, pension, Pension new, pension playpen, Pension Poverty, pensions, Public Sector Pensions, Retirement, Save, Spend
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