Tag Archives: Money
Con Keating on the future of CDC – (pt 3)
This is the third of three blogs from Con which will in future appear in Professional Pensions. The idea that individual DC will produce pension outcomes that are satisfactory for the majority of retirement savers is now thoroughly discredited, as is … Continue reading
Posted in CDC, Pension Freedoms, pension playpen, pensions, Pensions Regulator
Tagged CDC, Con Keating, decumulatioin, default, defaults, Money, Retirement
Leave a comment
Common sense needed on transfers
Whether you’re moving house or moving money, the process is fraught. We are no closer to pots following member than when the “portable personal pension” was established in 1987. The friction involved in moving money from scheme to scheme, fund … Continue reading
Posted in Change
Tagged annuities, Common sense, Freedom, guarantees, Money, moving money, pension freedom, pension savings, pension transfers, pensions, personal pension, Thomas Paine
Leave a comment
The price of choice
It is becoming increasingly clear that the progress of the auto-enrolment project is balanced at the fulcrum. Until now attention has been focussed on the technical details surrounding the auto-enrolment process. But we are moving towards a new phase where … Continue reading
Keeping pensions “in balance”.
Occasionally an article I publish on here hits a raw nerve and a missive is sent to someone at my company naming me and trying to shame me. Thankfully, my company is familiar with how social media and accepts that staff who care, have … Continue reading
What should employers do about pensions?
Employers pay pensions – don’t they? It’s baked into the DNA of Government social policy that a part of the welfare system is managed by employers prepared to fund an employee benefit that provides a certain income in retirement. So … Continue reading
Posted in pensions
Tagged Business, corporate risk, dc, dc pensions, Defined benefit pension plan, Defined Contribution, DWP, employer, Employment, Freedoms, Government, Insurance, Money, National Employment Savings Trust, pension, Pension Freedoms, Pension new, pension playpen, pensions, Retirement, Steve Webb, Work
Leave a comment
Can pensions help you when you’re broke?
When I was a financial adviser, I often hear people say that they couldn’t afford to save into a pension. When I probed, this objection often boiled down to a fear that “tying up money” left people scared that in … Continue reading
Posted in pensions, wonga, zopa
Tagged Business, Credit union, Loan, Money, Nick Clegg, pension, Wonga, Zopa
4 Comments