Monthly Archives: June 2016
Let’s talk about sex (and pensioners)
Marx was right, the two principal drivers in our behaviours are sex and money. A successful financial salesman used to present in working men’s club with a clipboard stuffed with ten pound notes, when he opened the clipboard out, … Continue reading
Posted in pensions
Tagged awareness, children, Financial Capability, financial education, Financial services, mens sana, old, pension, pensions, Retirement, Sex, welness
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KISS – the way for pensions to work.
Simple messages are often the most effective. When I started selling “saving” I was in my early twenties and I sold to my peers, those in London fresh out of college and struggling to get started in their careers. My … Continue reading
A tale of two cultures (and why I’m backing payroll)
Two days, two conferences and two vastly different experiences. On Wednesday I spent a day exploring the Future of Life and Pensions with what Market Force and people I am told are financial services “C1s”. Apparently this means they’ve reached … Continue reading
Posted in governance, Pension Freedoms, pensions
Tagged Marketforce, Payroll, pension, Retirement
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Theft is theft – however and whoever.
I have been reading about Messrs Grey and Kelly on the FCA’s website. These two advisers systematically pillaged client accounts; the FCA has found that Mr Kelly what is more Clearly these guys were up to no good … Continue reading
Posted in pensions
Tagged enforcement, FCA, Government, Grey and Kelly, Pension new, State Street, Theft
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Is you trustee/IGC getting you value for money? (guest blog from Ralph Frank)
The concept of ‘value’ has been exercising Trustee Boards (“TBs”) and Independent Governance Committees (“IGCs”) for some time. TBs are required to evaluate “the extent to which the charges and transaction costs represent good value for members”. Similarly, IGCs … Continue reading
The market-force and where it has a voice.
Context I spent most of yesterday in company with pension providers at the MarketForce conference in London (and most of the evening whooping it up with my chums in payroll!). The Marketforce Conference is clearly a big deal- brilliantly organised … Continue reading
Posted in pensions
Tagged auto enrolment, Business, Employment, Financial services, Just Retirement, Marketforce, Nigel Wison, pension, Pension new, pension playpen, pensions, Retirement, Ros Altmann
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The Pensions Dashboard (and consumer demand)
“I didn’t know I wanted this, till I came here – I do now! This was the feedback from one tester of a dummy pension dashboard , as reported in an excellent presentation by Barclays’ Clive Grinyer at a … Continue reading
If I ran a master trust…
Not all of us run a master trust, though you might think it was Britain’s boom industry from the amount of press “master trust proliferation” has got. This blog is here for those who do, and for those who advise … Continue reading
Springsteen in the City #Springsteenwembley
The Boss was back and so long as you were reasonably close to the stage last night, you heard a great concert and saw the great man up close and personal as he found his way out into the audience. … Continue reading
Posted in pensions
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If your boss doesn’t care about your pension , he doesn’t care about you.
Popcorn pensions We’re used to bosses telling us that we’re the company’s greatest resource.Britain is a service led economy and even in an increasingly digital market, the human resource is expensive to acquire and to replace. If you have a … Continue reading
Posted in auto-enrolment, Payroll, pension playpen, pensions
Tagged auto enrolment, educate, Empower, Engage, pension playpen, popcorn, Popcorn Pensions, Sage, trust, workplace pension
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