Monthly Archives: June 2016
Don’t be passive; just because your tracking
Most of us have our pensions invested in passive funds. I use a passive grammatical structure because we do not choose , our funds are chosen by others, hopefully with our best interests in mind. So the best we … Continue reading
Posted in pensions
Tagged ETF, governance, IGC, pension, SIPP, Tracking difference, Tracking error, VFM
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Kiss me Kate-Upcraft!
This is my friend and most admired business colleague Kate Upcraft, upright, outspoken upholder of the truth in all things payroll. I thought of her last night – as I watched the Globe’s production of the Taming of the Shrew. … Continue reading
Posted in pensions, Shakespeare
Tagged Caroline Byrne, Ireland, Kate Upcraft, Kathleen ni Houlihann, Payroll, pension, Shakespeare, Taming of the Shrew
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The soft underbelly of master trusts
Many master trusts are absolutely rotten – they are not fit for purpose. Lots of advisers are using them as a back door way of bringing in commission, dressed up as high governance charges. The words of Barnett Waddingham’s … Continue reading
Posted in accountants, advice gap, auto-enrolment, pensions, Pensions Regulator
Tagged auto enrolment, charges, DWP, Employment, Financial services, governance, Government, master trust, National Employment Savings Trust, Retirement, soft underbelly, The Pensions Regulator, trust, underbelly
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A transparent press is an honest press.
The “Breaking News” in Britain’s financial press is that City AM is tearing down the divide between editorial and advertising and giving the people who pay for their site, the chance to run a section of their (digital) paper. Running … Continue reading
Posted in pensions
Tagged City AM, Employment, Financial services, Financial Times, ft, journalism, Pay-wall, Transparency
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Actuaries – “VOTE SALT” your profession needs her.
Vote Salt in the elections for the Institute and Faculty of Actuaries Council. Tell those who know and trust you “Vote Salt”. Actuaries – if you’ve lost the link to your email, PRESS THIS LINK and VOTE SALT This is why … Continue reading
Posted in actuaries, pensions
Tagged Actuary, Employment, Hilary, Hilary Salt, Pension Actuary, pensions, profession, Vote Salt
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Who’s afraid of auto-enrolment?
Despite the dire warnings – not that many UK employers New research from workplace pensions provider NOW: Pensions reveals that UK small firms are relatively relaxed about auto enrolment and the introduction of the National Living Wage with concerns focussed … Continue reading
Posted in auto-enrolment, NEST, pensions, Pensions Regulator
Tagged auto enrolment, Business, Employment, Financial services, fines, NEST, Payroll, penalty notice, pension playpen, Retirement, Workie
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Independent and inter-dependent!
Two top journos go nose to nose- the usual suspects winding them up, it has all the ingredients of the weigh-in …before a 15 rounder! But it’s more complicated. Jo is employed by the FT and protective of its business … Continue reading