Monthly Archives: May 2013

Do consumers benefit from risk-based pricing?

Posted on May 15, 2013 by henry tapper

may be wrong, the idea put up by John Raven, that a risk-based system delivers more may be right, but intuitively I sense we are moving to a more pooled approach to pricing. Continue reading →

Posted in actuaries, dc pensions, defined aspiration, NEST, Popcorn Pensions | Tagged , , , , , , , | 6 Comments

Should we jock the Jocks?

Posted on May 14, 2013 by henry tapper

A huge thankyou to Susan Mcdonald for making this happen. Good on you Edinburgh- even if you have the climate of Reykjavik.
Continue reading →

Posted in governance, pension playpen, pensions | Tagged , , , , , , , | 3 Comments

So what’s new in pension reform?

Posted on May 14, 2013 by henry tapper

This is a round-up of the current issues buzzing around pensions; we’ll be producing plenty of these bulletins from http://www.pensionplaypen.com so do sign up to its email to get them. Auto-enrolment is underway; but even as staging commences, new pension … Continue reading →

Posted in Australia | Tagged , , , , , , , | 12 Comments

Into the heart of darkness – ooops Midlothian!

Posted on May 13, 2013 by henry tapper

Let’s hope he gets a great turnout and that we have as lively a debate as ever Continue reading →

Posted in auto-enrolment, dc pensions, Henry Tapper blog, pensions, Personality, steve webb | Tagged , , , , , , , | 3 Comments

Has Webb scotch’d the commission snake – or killed it?

Posted on May 12, 2013 by henry tapper

All the advisers needed to do was to make promises. They did not have to keep them. Continue reading →

Posted in annuity, Fred Goodwin, pension playpen, pensions, poetry, Treasury | Tagged , , , , , , , | 9 Comments

A momentous day for restoring confidence in UK pensions

Posted on May 11, 2013 by henry tapper

We cannot have confidence in a system where member’s pensions can be impacted by as much as 30% though advisory arbitrage. Continue reading →

Posted in auto-enrolment, Payroll, pension playpen, pensions, Popcorn Pensions, workplace pensions | Tagged , , , , , , , | 19 Comments

Club Quango at #WPL13

Posted on May 10, 2013 by henry tapper

Government needs quangos, the Civil Service most of all. But in a strange way, I am comforted by the various Pension Institutions that are Chaired by the ageing lotharios who I collectively name “Club Quango”. At Workplace Pensions Live yesterday we were treated to a … Continue reading →

Posted in advice gap, Management, pensions, social media, steve webb | Tagged , , , , , , , | 4 Comments

Get up! Stand up! For your pension rights!

Posted on May 9, 2013 by henry tapper

Governance on these schemes cannot be imposed by Government, it needs to happen organically – bottom up. Continue reading →

Posted in cricket, governance, investment, pension playpen, pensions, poetry, Popcorn Pensions | Tagged , , , , , , , | 7 Comments

Bridging that advice gap – 43rd London Pension Lunch

Posted on May 9, 2013 by henry tapper

Vivi and others were more optimistic, reckoning that employer power might be a way of driving standards up. Continue reading →

Posted in Australia, auto-enrolment, pension playpen, pensions | Tagged , , , , , , , | 10 Comments

Investment consultants and institutional corruption

Posted on May 8, 2013 by henry tapper

the taking of a % fee from the member’s fund to pay for investment advice is fraught with potential conflict Continue reading →

Posted in investment, pensions | Tagged , , , , , , , | Leave a comment