Tag Archives: workplace
Do you want to pay school fees for your pension?
In this article, I challenge the pension industry to consider its promise to those saving for retirement – implicit in the phrase of “a pension plan“. My challenge is “where is the planned pension?” In an interesting article on … Continue reading
Workplace Pensions with a Purpose
I’ve been watching s “Pension with a Purpose” networking group develop. You can read about it here. The supply chain leads from asset managers to large pension funds but doesn’t quite reach the member – this is a member’s club … Continue reading
Weaknesses in the DB purchasing model exposed
Chris Sier and Ritesh Singhania have published research conducted by Clear Glass that shows that UK DB pension plans waste billions on underperforming asset managers. The research, published in today’s FT, is concerning. Why are there such weak controls in … Continue reading
Posted in pensions
Tagged chris sier, Clearglass, DB pensions, dc pensions, workplace
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Pension Lifestyling – the evidence
We at AgeWage aren’t concerning ourselves with theory, we busy ourselves with experience, studying the evidence of “what actually happened”. In this study, we look at what actually happened to people’s savings as they approached retirement and we’re focusing … Continue reading
Auto-enrolment’s difficult second album
When auto-enrolment started I, naively as it turns out, hoped that small employers would be excited enough by the chance to choose a workplace pension, to consider what made for a good scheme and download a report that told them … Continue reading
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Tagged auto-enrolment, difficult, Investment, Pensions, second album, workplace
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The secondary market in workplace pensions
In 2013, Pension PlayPen founded a choose a pension service for employers needing to designate a workplace pension so that staff could be auto-enrolled according to the staging roll-out. At the time, we predicted that once the heavy lifting had … Continue reading
How to talk to your staff about pensions
Quietroom are silently curating a lot of good advice using linked in. If you have the dexterity and the eyesight to access their posts , then here’s the link to the document. But I struggled and when I found the … Continue reading
What would BREXIT mean to workplace pensions?
Europe has a great deal of influence on UK pensions; the influence includes fund reporting, funding requirements, reserving against risk and even competition between service providers. This can have very strange results. The reason that NEST has such a … Continue reading
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Tagged Brexit, Gina Miller, pensions, Ros Altmann, workplace, workplace Pensions
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“In an advised world – do workplace pensions need trustees”.
The quote is taken from a recent interview of Steve Webb of Royal London. It is a critical question which deserves an answer. The Workplace Pension Governance landscape (is changing) Something very odd is happening in DC Governance, something that … Continue reading
Posted in First Actuarial, governance, pensions
Tagged governance, pensions, Royal London, workplace, workplace Pensions
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Auto-enrolment; a national exercise in trust.
I like to tease Jo Cumbo that she can trust no-one because of her heritage! This blatantly xenophobic comment is based on a British prejudice that Australians find compulsion acceptable as compliance is in the blood. A second prejudice, that … Continue reading
Posted in auto-enrolment, pensions
Tagged AE, auto enrolment, compliance, pensions, Technology, workplace
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