Tag Archives: shares
Dan Mikulskis and Martin Lewis have a simple story, an investment message!
This needed to be said. The article in question can be read from here Dan talks of DC master trusts but you could have got roughly the same returns whether you were invested in a the default of a DC … Continue reading
Posted in pensions
Tagged Dan mikulskis, growth, Martin Lewis, National Employment Savings Trust, Pensions, Peoples Pension, shares
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Hunt’s right; tax should incentivise us savers to boost Britain.
Cash ISAs are strange. They are supposed to encourage long term saving but are used as a tax-shelter for higher rate tax-payers who have large amounts they do not want to invest – for the long-term. The Chancellor is now … Continue reading
Power to the people: Democratizing the investment landscape
This blog is from Tumelo’s Charlie Barlow. I’ve been writing about this over the past few days but not like this. Maybe this is how I’d have put it if I was 35 years younger, though I doubt I’d have … Continue reading
Why do DB transfer values make me sick?
One of the things ordinary people find hardest to work out is why their share of a defined benefit scheme can go up when stock markets go down. This happened last month where the stock market fell. But in August, … Continue reading
Posted in actuaries, advice gap, BSPS, FCA, pensions
Tagged actuaries, DB pensions, equities, gilts, pensions, shares, Transfer values, XPS
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Catch a falling knife?
For the first time since we had pension freedoms , we have a market that appears out of control. As I write, the London Stock Exchange is preparing to open, with the FTSE lagging the S&P by 2.5%. We are … Continue reading
Brexit- good for people’s pensions. Pensions -worse for Brexit Britain.
Contrary to the received idea, Brexit and its aftershock, the Bank of England’s QE statement , has been good for the pension in people’s pocket. Ok, we don’t have pensions in our pocket- but if we’re simply valuing our pension … Continue reading
Cash beats shares for capital gains (but not for pensions).
Paul Lewis has produced a brilliant study that shows how the outcomes of investing a capital sum in cash would have been better than investing in shares over the past 21 years. Paul is right, the numbers do not lie and … Continue reading
Posted in pensions
Tagged Bonds, capital, Cash, Derek Benstead, equities, Investment, ISAs, Paul Lewis, pension, pensions, shares
2 Comments
Fungibility
One of the great words of the English language, fungibility means that something is replaceable. What’s fungible and what’s not? If I give you a tenner, that note is fungible with 10 £1 coins or two fivers. If I am … Continue reading