Tag Archives: HMRC

Has HMRC solved the off-payroll AE puzzle?

Posted on April 11, 2017 by henry tapper

  One of the big auto-enrolment issues for employers is deciding who it is that works for them (and who is just an occasional contractor). The issue is generally put in the too-hard box – a dangerous thing to do … Continue reading →

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DRAWDOWN TAX; I’m as free as a bird (in a cage)

Posted on January 26, 2017 by henry tapper

  I’m as free as a bird can be when “freedom” is defined and confined by HMRC. “Me” as case study; I have a pension pot which wealth managers call “big” but can only supply me with an income of £15,000 … Continue reading →

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Planning Finances or Selling Insurance?

Posted on December 21, 2016 by henry tapper

I’ve written a couple of blogs this week about my need for financial planning and my fear of wealth management. To repeat again, I don’t want to be treated as wealthy, but I do need help planning my saving and … Continue reading →

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Beyond payroll – where AE gets tricky

Posted on December 7, 2016 by henry tapper

Legitimising off-payroll workers Off-payroll workers (AKA personal service workers) are not moon-lighting benefit scroungers, they are part of the outsourcing process that ensures Government Departments and private employers can manage services effeciently. But the rules that govern the status of … Continue reading →

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Why there is no “opt-out” for the self-employed.

Posted on November 21, 2016 by henry tapper

  I get annoyed when I hear pension experts opine on including the self-employed in auto-enrolment (1). I don’t see much self-employment on their CVs, I certainly don’t see many of them being self-employed out of necessity. But most of … Continue reading →

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Respect for the self-employed

Posted on November 6, 2016 by henry tapper

It’s a truth as old as the hills that there are two types of self-employed. Those who choose to be and those who have no choice. Most people who read this blog have more experience with the “professional” classes who … Continue reading →

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I’m nearly 55 – here’s what I’m doing for myself!

Posted on July 30, 2016 by henry tapper

In this blog, I want to share with you my DIY approach to organising my finances as I approach 55. 55 has become an important year as it is the point when you move into what can best be called … Continue reading →

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A “tax on a tax” – VAT on auto-enrolment bills

Posted on April 25, 2016 by henry tapper

The Government is encouraging us to think of auto-enrolment for micros as an extension of the success story it has been for larger employers. But things are very different for smaller employers – especially when it comes to tax. Many … Continue reading →

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Why Now had to bail out HMRC

Posted on March 20, 2016 by henry tapper

  Workplace pension provider NOW: Pensions has announced  that it will pay the Government’s workplace pension for the Government. For the 2015/2016 tax year NOW will make up the income tax relief shortfall for members of its scheme that aren’t taxpayers … Continue reading →

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David Gauke on making tax digital

Posted on March 6, 2016 by henry tapper

    This is the transcript of a speech given  by David Gauke, the  Financial Secretary to the Treasury at the Armstrong Watson event: ‘Essentials of pensions, tax and payroll in 2016’ I think the RTI project one of the … Continue reading →

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