Tag Archives: Government

Is automatic-enrolment about to become a pension issue?!

Business software is not glamorous; writing about the goings on of the annual BASDA conference was going to be a challenge, especially with a sexy pension dashboard conference happening concurrently. So I’m pleased to bring a good news story to your … Continue reading

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Value for money from investment consultants

In this article I’m proposing that investment consultants are subject to the same degree of scrutiny as the other service suppliers to trustees. Investment consultants should be subject to a Value for Money assessment). This morning I will be hearing … Continue reading

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Scottish Widows IGC – papering over the cracks

Scottish Widows IGC Chairman’s report is out and if you are a member of a Scottish Widows workplace pension you shouldn’t feel comforted by the words of its Chair Babloo Ramamurthy Although the IGC has carefully scrutinised the various elements of … Continue reading

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“PENTECH” slashes the cost of pension advice

Over the weekend I heard a mortgage broker talk about automated mortgage underwriting as “mortech” and as Investec grabbed the technology high ground some years ago, I’m going to lay claim to “PENTECH” for http://www.pensionplaypen.com. I’m proud that what was … Continue reading

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A state of funk! Occupational DC and the pension freedoms.

The Pensions Regulator has published an excellent paper outlining the current position of occupational pension schemes towards providing their members with pension freedoms. You can read it here and for its clear language, well developed argument and comprehensive understanding of the … Continue reading

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If Osborne had stuck to his guns on pensions…

  The Government is in the middle of a political not an economic crisis. The crisis began the morning the Times announced it would not be including radical plans to overhaul pensions in this year’s budget and it has deepened at each … Continue reading

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Sorting the sheep from the goats

  On Wednesday March 9th, the Work and Pensions Committee met to discuss auto-enrolment. This blog  looks at this conversation in some detail. It concludes that there is an urgent need for Government to clarify what liability there is on an employer … Continue reading

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Eurovision for the IGCs -they could do worse!

Over the next few weeks the 25 or so Independent Governance Committees that jointly oversee the activities of the life insurers who manage our pensions will produce their reports. The success of their reporting will be judged , I suspect, … Continue reading

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Why we have no choice but to trust on tax

People argue that a taxation system that offers limited incentives upfront and relies on “jam tomorrow” is flawed. People won’t trust it But such a system is in place, it is labelled the Individual Savings Account (ISA) and people trust … Continue reading

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#WASPI – did we fail in our duty of care?

The WASPI debate that will happen tomorrow is of some significance. Not only will parliament be debating the particular circumstances of a particular group of women, they will be deciding whether the duty of care Government has, to keep its … Continue reading

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