Monthly Archives: October 2012

NAPF Conference Report (from our man not on the spot)

My attempt to create a one man fringe event at the NAPF was short-lived and I spent the majority of the past 48 hours ensconced in various coffee shops and bars listening to Conference Reports from playpen cronies. The feedback … Continue reading

Posted in auto-enrolment, dc pensions, de-risking, napf, NEST | Tagged , , , , , , , | 7 Comments

What Steve Webb must do now.

Well Mr Webb, you said it; I refer to your excellent talk at the IOD (16/10/12) First you said that you would legislate for “pot follows member” in 2014/15 .Then when asked what happens if a member transfers to a bad qualifying scheme, you … Continue reading

Posted in annuity, CDC, dc pensions, defined aspiration, Financial Education, Henry Tapper blog, Management, Payroll, pensions, Retirement, Treasury | Tagged , , , , , , , , | 20 Comments

The toxic transfer; be wary when aggregating pensions!

The DWP has published new statistics that support their contention that there is more economic value in the “pot follows member” model than the “aggregate to Supertrust” model. The NAPF have of course countered and have calculated that under the aggregator … Continue reading

Posted in annuity, auto-enrolment, dc pensions, defined aspiration, pensions | Tagged , , , , , , , | 14 Comments

is LinkedIn making us lazy?

I’ve just had an interesting conversation with my brother Greg. Greg runs part of a recruitment firm. He is concerned that many of his team prefer to assess the quality of candidates using proxies for worth such as the number of … Continue reading

Posted in Linkedin | Tagged , , , , , , , | 2 Comments

The public sector needs a low cost pension alternative

This blog is about public sector pensions and the problems that they will face with Auto-Enrolment. It will be of interest to people concerned with pension reform, fairness, inclusivity and with bringing DC up to the standards of DB. The question … Continue reading

Posted in auto-enrolment, doctors, Financial Education, mallowstreet, NEST, pensions | Tagged , , , , , , , | 9 Comments

Tesco v Morrisons – a pension-enrolment showdown

The Government officials charged with monitoring the success of auto-enrolment will no doubt be watching with interest the reported numbers enrolling into the Morrison’s and Tesco’s pension arrangements. Both organisations have opted to provide their “eligible jobholders” with defined benefit pensions; the … Continue reading

Posted in auto-enrolment, customer service, de-risking, defined aspiration, Financial Education, Management, Payroll, pension playpen, Popcorn Pensions | Tagged , , , , , , , | 5 Comments

Why I’m a grumpy pension old man!

The day I wrote this I was off to Wakefield to be filmed as a grumpy old man. The results of this filming can be viewed on you tube here Stanley Matthews was still playing professional football at an older … Continue reading

Posted in annuity, pension playpen, pensions | Tagged , , , , , , , | 5 Comments

How will employers chose their pension plans?

As everyone should now know, employers are going to have to provide a pension plan and some  money to fund their staff’s retirement. The rules and guidance are complex but the idea is simple – “you’re in”. But “in” to what. … Continue reading

Posted in actuaries, annuity, auto-enrolment, dc pensions, Management, NEST, pensions | Tagged , , , , , , , | 10 Comments

My mother and father

I wish I had written  every decade of my life, 500 words on how I felt about my Mum and Dad. I could chart my relationship from utter dependency, through a growing appreciation to full or partial dependency on me. … Continue reading

Posted in Henry Tapper blog | Tagged , , , , , , , | 4 Comments

Australian “Super” – not an answer – a new question.

I went to a discussion on the Australian retirement savings system at the invitation of the Australian actuarial group in London (thanks guys). The talk was excellent as were the questions. Being  neither Australian or an actuary it was an eye – opener! Australia … Continue reading

Posted in annuity, Australia, auto-enrolment, corporate governance, pensions, Retirement, The Ashes | Tagged , , , , , , , | 5 Comments