Tag Archives: dc pensions

Where should our £1.6tn be invested?

I want to know how pensions can be reorganised to meet the needs  of members, sponsors and the taxpayer whose money keeps Government going. Steve Hodder  Partner at Lane Clark & PeacockPartner at Lane Clark & Peacock The Government has … Continue reading

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Ten years on and the DB to DC transfer turns sour.

In 2016 I started writing about transferring pensions to wealth management firms including old fashioned personal pensions but mainly self invested personal pensions. There were some smart people arguing that taking a transfer value back then was good news personally … Continue reading

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One thing got my goat on this. “Redirecting DB assets to DC”….

My email’s contain a number of interesting missives. Here’s one I will post anony-mouse -ly. The mailer will probably be cross with me for compromising him/her – if you were at the said event, maybe you remember! I wasn’t. One … Continue reading

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Awkward surplus choices for top-job pension people!

There are a lot of people making noise about releasing pension scheme surpluses in funding. Here’s the actuaries saying something that pleases everybody. Actuaries like to think of themselves as an extension of the government and of course they have … Continue reading

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We’ve got a £1.6tr framework to make Britain Great again

  Oops , sorry about my plea for some morale support yesterday, I have slept properly and hope to agree a way forward today. I wondered for a brief moment whether I should pack it in! I mention this because … Continue reading

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Pensions and Truell. Radio 4 – well worth a listen back

I hadn’t expected to have to move my early morning meeting tomorrow , but I did  , to listen to Edi Truell bang on time on Radio 4. You should be able to find out hear Following Edi’s comments in … Continue reading

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A very brief history of pension innovation (with Gregg McClymont)

Gregg McClymont is on Darren and Nico’s podcast this week (with a 70 minute hard stop and a lot of Gregg). It is an interesting and thoughtful session  made in the knowledge but not scrutiny of the FCA’s VFM consultation. … Continue reading

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Validating a proposal to pay people pensions

My very good friend Carsten Staehr has sold his interest in payroll to pursue his interest in his family, sport and alcohol (running a wine bar). Tales of Carsten are numerous and I will not rehearse the excesses that have … Continue reading

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Hymans demand DC pensions for “us great unwashed”

  Hymans Robertson issued a press release yesterday that I thoroughly endorse. Hymans’ analysis concludes that DC pension members could increase retirement incomes by as much as 20%1 if new risk sharing options were made available at the point of … Continue reading

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Confusing evidence. Aon and Aegon’s bogus trade-offs

Aon has produced a survey of  Aegon customers who are approaching the point they could choose pension over pot by buying into CDC, annuitizing or drawing down from their pot.  The survey is interesting not so much for the results … Continue reading

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