The foundational social contract of UK pensions was established under a clear compact: Exempt-Exempt-Taxed (EET). Savers agreed to sacrifice current…
We have to remember that from society's point of view, DC pension pots are the most inefficient way of providing…
[…] Yesterday morning I posted the Times article deriding “the guarantee of pensions for all”… […]
Crypto Scam Victim Guide: What to Do After You Have Been Scammed Cryptocurrency scams can happen through fake investment platforms,…
Tag Archives: dc pensions
David Fairs sees a brave new world of DC mega-funds.
David Fairs is on this week’s VFM podcast and like Sarah Smart he arrived with an agenda that related to pensions, this meant talking about the pension funding question that he’d wrestled with while at the Pensions Regulator and … Continue reading
Pension Oldie’s punky monkey party
Pension Oldie has been commenting on my blog . If I had an oldie’s party, he’d be my punky monkey. It is my strong belief that a very easy win for UK Economic growth would be a radical re-appraisal of … Continue reading
Posted in pensions
Tagged Business, dc pensions, Employment, Financial services, Government, pension, Pension new, Pension Oldie, Pensions
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Hymans Robertson debating pension funding this Tuesday.
First the advert.. Tuesday 10.30 am event ; free ticket at the bottom of the blog. Having made a mistake and locked myself out of the excellent session led by Pensions for Purpose, I’m not going to do it twice! … Continue reading
What does Government being a pension disrupter mean for pensions ..?
“while we are working away, the world is speeding up” – Starmer at his cabinet meeting on growth. I like Starmer’s statement. Reading the BOE’s report feels like business as usual. The BoE’s latest forecast is that GDP will … Continue reading
Posted in pensions
Tagged AgeWage, Business, CDC, dc pensions, DWP, Financial services, Government, Pensions
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Where should our £1.6tn be invested?
I want to know how pensions can be reorganised to meet the needs of members, sponsors and the taxpayer whose money keeps Government going. Steve Hodder Partner at Lane Clark & PeacockPartner at Lane Clark & Peacock The Government has … Continue reading
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Tagged annuity, Business, Business and Economy, CDC, dc pensions, DWP, Government, Pension new, pension playpen, Pensions, Retirement, Steve Webb, TPR, workplace Pensions
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Ten years on and the DB to DC transfer turns sour.
In 2016 I started writing about transferring pensions to wealth management firms including old fashioned personal pensions but mainly self invested personal pensions. There were some smart people arguing that taking a transfer value back then was good news personally … Continue reading
Posted in pensions
Tagged advice, annuity, BSPS, dc pensions, Financial services, LCP, pension, Pensions, Steve Webb, Tax, Transfer
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One thing got my goat on this. “Redirecting DB assets to DC”….
My email’s contain a number of interesting missives. Here’s one I will post anony-mouse -ly. The mailer will probably be cross with me for compromising him/her – if you were at the said event, maybe you remember! I wasn’t. One … Continue reading
Posted in pensions
Tagged advice, Business and Economy, dc pensions, Government, Insurance, pension, Pensions, politics, Retirement
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Awkward surplus choices for top-job pension people!
There are a lot of people making noise about releasing pension scheme surpluses in funding. Here’s the actuaries saying something that pleases everybody. Actuaries like to think of themselves as an extension of the government and of course they have … Continue reading
Posted in pensions
Tagged advice, annuity, Business, Business and Economy, corporate governance, dc pensions, Government, pension, Pensions, Retirement, TPR
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We’ve got a £1.6tr framework to make Britain Great again
Oops , sorry about my plea for some morale support yesterday, I have slept properly and hope to agree a way forward today. I wondered for a brief moment whether I should pack it in! I mention this because … Continue reading
Posted in pensions
Tagged annuity, Business, Business and Economy, CDC, corporate governance, dc pensions, Defined benefit pension plan, pension, pension playpen, Pensions, Reeves, Retirement
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Pensions and Truell. Radio 4 – well worth a listen back
I hadn’t expected to have to move my early morning meeting tomorrow , but I did , to listen to Edi Truell bang on time on Radio 4. You should be able to find out hear Following Edi’s comments in … Continue reading
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Tagged Business, Business and Economy, corporate governance, dc pensions, Edi Truell, Employment, Investment, pension, Pensions, truell
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Dear all, Regarding the potential acquisition of the "Lady Lucy" for £75,000, I have set down some initial thoughts on…