Tag Archives: personal pension

What Labour’s IHT change really does to DC pensions

This blog is from Russ Oxley. With over 25 years of experience in the financial industry, Russ brings a unique combination of expertise to the table. He started his career in the City in 1997, where he honed his skills … Continue reading

Posted in pensions | Tagged , , , | 5 Comments

Paul Todd of NEST- 10.30 am – this morning – joining link here.

You are cordially invited to join our next Coffee Morning THIS MORNING at which Paul Todd, COO of NEST will be talking and answering our questions. If you want to understand where Nest is coming from, press the button on … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment

Paul Todd explains Nest’s approach to paying pensions

You are cordially invited to join our next Coffee Morning at which Paul Todd, COO of NEST will be talking and answering our questions.  If you want to understand where Nest is coming from, press the button on the you … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment

The unintended consequences of pension tax-reform; NB IFS.

Over the weekend I wrote a piece arguing that GPPs are now trapping millions of savers in structures that are largely being abandoned by Government, Regulators, Employers and Pension Providers Ros Altmann, with whom I work to banish the net-pay … Continue reading

Posted in pensions | Tagged , , , | Leave a comment

Has Stephen Timms just thought the unthinkable?

  I’ve had the pleasure of listening to Stephen Timms talk twice in two days and not only does he deliver what he has to say with dignity and feeling, what he says has a humanity about it that reminds … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment

No one should ever have to buy a poor annuity again.

I’ve just read an article that could best be described as smug. It’s written by a lawyer in the financial regulation team of Foot Anstey – Alan Hughes. I don’t know Alan but I know his firm and have a … Continue reading

Posted in advice gap, age wage, annuity, pensions | Tagged , , , , , | 7 Comments

Over 55 and still paying commission on your pension?!*!

It may surprise you, but I am still paying commission to Allied Dunbar on a pension I took out in 1986 and stopped paying into in 1989. That commission works out as a 3.5% pa charge on the units I … Continue reading

Posted in pensions | Tagged , , , , | 4 Comments

Pensions need to be sold for the sausage not the sizzle.

A great observation from Steve Groves, CEO of partnership this morning. @henryhtapper @tcfDAN @clivewaller healthy people were buying to early. Lie expectancy increased 10yrs and annuitisation age didn't move… — Steve Groves (@Sjg3G) January 12, 2016 By “buying” Steve means … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Common sense needed on transfers

Whether you’re moving house or moving money, the process is fraught. We are no closer to pots following member than when the “portable personal pension” was established in 1987. The friction involved in moving money from scheme to scheme, fund … Continue reading

Posted in Change | Tagged , , , , , , , , , , , | Leave a comment

Why we will have to wait for our freedom.

A prospect of market failure The sentence may have been over-turned but the prisoner is not free. At best he can wander the prison yard but the prison gates remain locked and even when they open , the pension will … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , | 7 Comments