Tag Archives: Financial services
Games, gambling and gamification
My teacher at college didn’t have any time for film and he would get cross with us when we started discussing Polanski’s Macbeth or the the film of Henry V. This puzzled me and I asked him why. This (as … Continue reading
We’re so not in this together
All in it together….unless of course we opt-out of UK taxation and manage our tax affairs through a Panamanian company which we own through bearer shares. Jolly wheezes for the boys For the past few weeks , Britain has been … Continue reading
Scottish Widows IGC – papering over the cracks
Scottish Widows IGC Chairman’s report is out and if you are a member of a Scottish Widows workplace pension you shouldn’t feel comforted by the words of its Chair Babloo Ramamurthy Although the IGC has carefully scrutinised the various elements of … Continue reading
Corporate codswallop from Aviva’s IGC
Aviva’s IGC chair’s statement,signed off by Chair Inder Dhingra is very much a corporate effort. It reminds me of a tourist brochure sanctioned by the North Korean Government in which tourists respectfully thank their hosts for the fascinating insight … Continue reading
“PENTECH” slashes the cost of pension advice
Over the weekend I heard a mortgage broker talk about automated mortgage underwriting as “mortech” and as Investec grabbed the technology high ground some years ago, I’m going to lay claim to “PENTECH” for http://www.pensionplaypen.com. I’m proud that what was … Continue reading
Radical proposals to tell us what our pension’s worth
This is one of those blogs (good though it is) where the comments are a whole lot better! Please come for the blog and stay for the comments. This might be a good time to sign up to comment yourself, your views … Continue reading
A state of funk! Occupational DC and the pension freedoms.
The Pensions Regulator has published an excellent paper outlining the current position of occupational pension schemes towards providing their members with pension freedoms. You can read it here and for its clear language, well developed argument and comprehensive understanding of the … Continue reading
NEST takes the strain.
NEST have something to shout about and it’s not news. Like good background music, they’ve succeeded in being there but not getting noticed. They’ve gone about their business over the last three months increasing their participating employers from 40 to … Continue reading
The late-pain robbery! (why pensions are still for the chop)
It’s been two weeks since the Treasury announced no change on pension tax-relief and everybody’s happy nowadays. The forestalling jamboree that had seen SIPP provider AJ Bell estimate £1.5bn flowing into wealth preservation schemes (sorry SIPPs) has been de-railed. We … Continue reading
Payroll’s good fortune or a pension administrator’s nightmare?
Many of us will have breathed a sigh of relief on hearing that the Chancellor did not intend to make any changes in the pension tax relief. Whether it was moving to a flat rate (possibly unaligned with any tax-band … Continue reading