Category Archives: IGC
“Vantage is value” – but relative to what? Hargreaves Lansdown’s IGC report
I’m pleased that after a really poor first IGC report, the Hargreaves Lansdown IGC have taken producing their 2017 report, more seriously. A smooth operator If there was such a thing as a premium workplace pension, the Hargreaves Lansdown (HL) … Continue reading
Posted in IGC, pensions
Tagged corporate vantage, Hargreaves Lansdown, IGC, pension, pensions, Technology, Tom McPhail, Value for Money
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Can pensions be more playful (please)!
I’ve waded through a number of IGC chair reports this Easter weekend and a smile has seldom been on my lips. With the exception of the Virgin Money report, I hardly felt I knew who I was talking to. Ironically, … Continue reading
Posted in IGC, pension playpen, pensions, Personality
Tagged Blog, Engagement, Facebook, Fun, IGC, instagram, Linked in, pension playpen, snapchat, social media, twitter
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The Old Mutual IGC – “impotent and bed rid”
Last year I was enthusiastic about the Old Mutual Wealth (OMW) IGC. I am afraid my enthusiasm has turned to world-weary scepticism that the IGC packs a punch sufficient to push much forward for the members of the various … Continue reading
Fidelity – a cold fish of an IGC report.
Reading the Fidelity IGC report, I struggled to find the missing ingredient that would make me want to read the next one. Reading it again, I think it may be “passion”. The report is stunningly correct, Fidelity is the only … Continue reading
Phoenix and the Hare bear bunch!
Last year I gave the Phoenix IGC chair report three greens out of three- the only report to get a “clear round”. It doesn’t quite make the double this year, but this is another excellent report which should be required … Continue reading
Posted in actuaries, IGC, pensions
Tagged auto enrolment, David Hare, Hare bear bunch, IGC, pensions, Phoenix, workplace pension
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Activism over activity – we want effective asset management.
Reading the FCA’s Asset Management Market Study, you’d be tempted to give up on active asset management (to be frank you might to give up on investment funds altogether). Daniel Godfrey has a piece in the FT claiming that the … Continue reading
Posted in IGC, investment, pensions
Tagged Aberdeen, dc, ESG, HSBC, LGIM, Terry Smith, trustees, Warren Buffet, Woodford
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Paul Trickett – a big thank you!
I understand that Paul Trickett is joining Aviva as a Director of the Life Company. Paul tells me he has resigned his posts as Chair of the Trustees of the Zurich Staff Pension Scheme and of the L&G Master Trust. … Continue reading
True Potential for a good IGC report.
A little tardy (but not as tardy as fellow auto-enrolment SIPP, Intelligent money, True Potential has produced its IGC report, you can read it here. You would have to be good at web navigation and persevering, to find it. I … Continue reading
Posted in governance, IGC, pensions
Tagged Brian Shearing, Business, Financial services, IGC, Impulse Save, pension playpen, pensions, Retirement, SIPP, true potential, workplace pension
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Insurers – VFM and the Competition Commission.
The FT Adviser magazine has published a short piece leaking a story that has been doing the rounds for a few weeks. It would appear that the insurers who have been subject to the scrutiny of an independent governance … Continue reading
Posted in IGC, pensions
Tagged ABI, competition commission, competiton, IGC, Insurers, pension, pensions, Sottish Widows, Standard Life, VFM
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To understand value, get a grip on price
Workplace pensions are not priced as they seem. When an employer chooses a workplace pension, he/she sees member borne charges and employer charges. The employer charges are paid by the employer as fees (anything from £0 -£1200 pa, member borne … Continue reading
Posted in IGC, investment, pensions
Tagged auto enrolment, Business, IGC, National Employment Savings Trust, pensions, trust, Value for Money, workplace pension
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