Category Archives: dc pensions

The FCA can excel; the “non-workplace pension” paper’s a model of its kind

Posted on February 4, 2018 by henry tapper

Henry Tapper and Pension PlayPen response to FCA’s paper DP18/1 Effective competition in non-workplace pensions This is the response of Henry Tapper and the Pension PlayPen. It is not a response on behalf of any other organisation that Henry Tapper … Continue reading →

Posted in advice gap, BSPS, dc pensions, drawdown, Henry Tapper blog, pensions, PLSA, Retail Distribution Review, Retirement | Tagged , , , , , , , | 1 Comment

For all the noise-news from BSPS is good!

Posted on January 13, 2018 by henry tapper

Yesterday saw a number of documents published and statements made, confirming  findings in Port Talbot but leaving many questions unanswered. But for all the noise, news published at the end of this blog is good- very good – it should make … Continue reading →

Posted in BSPS, corporate governance, dc pensions, pensions | 2 Comments

Aussie’s are “Super Pension Savvy” – why aren’t we?

Posted on January 4, 2018 by henry tapper

As most people (in pensions) know, Australia has a thriving retirement savings industry that works because there is a social contract between Government, Unions and Employers to fund workers pensions at ever-increasing amounts. I don’t want to do a teach in – … Continue reading →

Posted in advice gap, Australia, auto-enrolment, cricket, dc pensions, pensions | Tagged , , , , , , | 3 Comments

What is CDC and does it matter?

Posted on December 21, 2017 by henry tapper

Collective Defined Contribution Schemes (CDC) are back in the news. There are two reasons for this The Workplace and Pensions Committee have set up an enquiry into CDC Royal Mail and the CWU intend to move to a CDC basis … Continue reading →

Posted in CDC, dc pensions, de-risking, defined ambition, pensions | Tagged , , , , | Leave a comment

Commission – the charge that dare not speak its name.

Posted on December 6, 2017 by henry tapper

I feel like someone walking to a destination with a blindfold on, I am getting information from my phone but it is intermittent and there are many obstacles that I stumble over as I walk along. Thankfully, there are people … Continue reading →

Posted in BSPS, dc pensions, Financial Conduct Authority, pensions | Tagged , , , , , | 10 Comments

Question Time – The Growing Pains of DC Pensions

Posted on November 23, 2017 by henry tapper

This is a plug for an event I’m helping to moderate. I don’t normally plug events but I’m making an exception for this one. Stephen Glover, who is behind this has donated £1,500 to a charity I chose and that … Continue reading →

Posted in dc pensions, pensions | Tagged , , , | Leave a comment

Pension Advice; it’s all about getting paid.

Posted on November 15, 2017 by henry tapper

I have read and listened to a lot about professional integrity.  Having been an IFA and being now a fee-based consultant, I know that the first thought you go to bed with (and wake up with) is “how am I going to get … Continue reading →

Posted in BSPS, dc pensions, de-risking, pensions | 4 Comments

Finger in the dyke stuff! DC pricing is just too leaky Jon!

Posted on October 10, 2017 by henry tapper

Jonathan Stapleton has written a deliberatively provocative piece in Professional Pensions which will be applauded by the operators of workplace pensions but is going to get short shrift from me.   You can read  Jonathan’s opinions here. The gist of Jonathan’s … Continue reading →

Posted in auto-enrolment, dc pensions, de-risking, Debt, NEST, now, pensions | Tagged , , , , , | 2 Comments

(s)Carey pensions!

Posted on September 13, 2017 by henry tapper

Thanks to Angie Brooks for bring to our attention a very disturbing matter relating to Carey Pensions. “Careys” will be known to those working in the early days of auto-enrolment for providing auto-enrolment shells into which various entrepreneurial fund managers … Continue reading →

Posted in dc pensions, drawdown, Henry Tapper blog, London, pensions | Tagged , , , , , , | 1 Comment

Who will champion DC savers?

Posted on August 6, 2017 by henry tapper

I hear a lot of DB experts at conferences talking about transferring their “skill-set” for the benefit of DC savers; they want to transport their language – diversified growth funds, liability driven investment and glide-paths into the lingua franca of … Continue reading →

Posted in dc pensions, pension playpen, pensions | Tagged , , , , , , | 16 Comments