Monthly Archives: April 2020
By their fruits ye shall know them.
Ye shall know them by their fruits. Do men gather grapes of thorns, or figs of thistles? Even so every good tree bringeth forth good fruit; but a corrupt tree bringeth forth evil fruit. A good tree cannot … Continue reading
Posted in advice gap, age wage, ESG, FCA, governance, investment, pensions
Tagged City of London, Coronavirus, ESG, Heart of the City, HOC
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Will health insurers be unlikely winners from Covid-19?
Background Much of the media and public attention is focused on the progression of Covid-19 in terms of cumulative and daily number of cases, deaths and recoveries. However, for health actuaries, our key interest is in infection rates and … Continue reading
Posted in actuaries, advice gap, coronavirus, EU Solvency II, pensions
Tagged Adrian Baskir, BUPA, Coronavirus, Healthcare, PMI, Private Medical insurance, WordPress
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Almost a quarter of Australian “seniors” have run out of savings.
Jim Hennington is a good actuary and like a good Aussie, he tells it how it is. We all know the Australian Super system is a mature DC pension savings system, much more mature than the UK’s. In this article, … Continue reading
Posted in advice gap, age wage, dc pensions, de-risking, pensions
Tagged Account based pension, Australia, CDC, Jim Hennington, National Seniors Australia, pensions
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The pension must go on
As we all work in our individual way from our individual workplaces, it’s hard to see the big picture – we see plenty of trees but not the wood. Pensions are not about us but about the people who get … Continue reading
Posted in advice gap, age wage, auto-enrolment, dc pensions, de-risking, Liability Driven Investment, Pension Freedoms, pensions
Tagged admin, administration, advice, Furlough, Investment, Oil, pension, Show must go on
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What of the Government’s measures to help start-ups?
At the start of the month I supported Brent Hoberman of Founder’s Factory in his appeal to the Government to help start-ups survive. As a result of this I was asked to write a further article outlining how AgeWage could … Continue reading
Posted in age wage, pensions, Technology, Treasury
Tagged Future Fund, Innovate UK, start-ups, Technology, Treasury
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Do Models help us understand Covid-19- Jimi Adams explains how they do
What are COVID-19 Models Modeling? This article first appeared in the Society Pages Image shows a model of the projected number of observed COVID-19 cases in Colorado under different levels of social distancing, starting March 26. Figure from a report … Continue reading
Posted in actuaries, coronavirus, pensions
Tagged Coronavirus, Covid-19, Jimi Adams, Model, modelling, Pandemic
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“Procrustean Pensions”; Jon Spain challenges tPR’s modelling
On 03 March 2020, the Pensions Regulator (“TPR”) launched its consultation on clearer DB funding standards. The documentation included a report from GAD (the “report”) entitled “Modelling the Long-Term Funding Objective” dated 14 February 2020. This short piece concentrates upon … Continue reading
Posted in actuaries, pensions
Tagged GAD, Jon Spain, modelling, pensions, Procrustean, TPR
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Future Fund term sheet
For those who think they might qualify for and want the Government’s convertible loan note, here is the term-sheet Future Fund Headline Terms The Government has announced a new scheme to issue convertible loans to innovative companies which are facing … Continue reading
Posted in pensions
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Payroll into battle!
April 20th 2020 will live long in the memories of payroll. The Furlough has begun! Here is Barry Matthews – payroll enthusiast and BDD of PayCircle and his call to arms! Monday morning 20th April 2020, payroll teams across … Continue reading
Posted in accountants, leadership, Payroll, pensions, risk
Tagged #payrollbureaus, #youcandothis, auto enrolment, Furlough, Payroll, payrollservices, pensions, reward
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icnarc highlights – an actuary explains what the data is telling us (April 17)
ICYMI – I did my commentary on this week’s ICNARC report yesterday, a day earlier than in recent weeks. https://t.co/2TZybdTsTW — stuart mcdonald (@ActuaryByDay) April 19, 2020 Another week, another @ICNARC report. When I dug through this report two weeks … Continue reading
Posted in actuaries, advice gap, pensions
Tagged actuaries, Coronavirus, Covid-19, Covid-19 action group, icnarc
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