Monthly Archives: June 2018

Pension Deficits (and Surpluses) – where do you stand on #FABI ?

Posted on June 17, 2018 by henry tapper

Rather than kick off with  the FAB index this month, I thought to promote the response it’s publication this morning has received. On the one hand there is Paul Lewis, who (for me) stands  for common sense and the ordinary person. … Continue reading →

Posted in First Actuarial, pensions | Tagged , , , , , , , , | 3 Comments

AE Pots must follow workers (Hargreaves Lansdown’s right)

Posted on June 17, 2018 by henry tapper

I have just read a policy paper in my hand from Hargreaves Lansdown;  “Putting Individuals at the Heart of the Pension System”. After some pretty dire submissions to the Work and Pensions Committee on CDC, I hadn’t thought to agree with … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , , , , | 4 Comments

NEST needs you!

Posted on June 17, 2018 by henry tapper

Interested in influencing how NEST works for members? News reaches me that the NEST Member Panel is recruiting and looking for hard working, conscientious , pension loving folk like us. You can apply for this position online up to and … Continue reading →

Posted in NEST, pensions | Tagged , , , , , , | 1 Comment

We need to simplify our pension affairs

Posted on June 16, 2018 by henry tapper

We are told that pensions are complex. We are told that we need advice to manage our retirement finances. We are warned hat we could be scammed if we don’t. Is it any wonder that people look at their retirement … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , | 4 Comments

Why we should not be shut up about pensioner poverty – it exists and it shouldn’t.

Posted on June 15, 2018 by henry tapper

If you’d been at the ICAS “how to avert the pension crisis” debate on Tuesday, you’ll remember that part of the conversation when we discussed the Institute of Fiscal studies’ contention that we were having difficulty spending our retirement savings. … Continue reading →

Posted in pensions | Tagged , , , , | 7 Comments

Lessons from Port Talbot – webinar – 26th June

Posted on June 14, 2018 by henry tapper

Transfer values from DB schemes tripled in 2017 to £34.2bn. Transfer values are fundamentally changing the cashflow profile of many defined benefit schemes and bringing new challenges for trustees and employers. Last year, the highest profile transfer value activity was … Continue reading →

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“Reductio ad absurdum” or a financial “must have”?

Posted on June 14, 2018 by henry tapper

Today is a big day for funds disclosure in the UK. It is the day hands to the FCA, the template created by the Institutional Disclosure Working Group. This template  will facilitate the collection of data on the costs and charges … Continue reading →

Posted in advice gap, pensions | Tagged , , , , | 6 Comments

Was this the face that launched a thousand Sipps?

Posted on June 13, 2018 by henry tapper

    Well we had a debate , not perhaps the debate that George, Derek or John had come to hear, but a debate about engagement and defaults and the like.   There was nothing in the debate that suggested … Continue reading →

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Averting a pensions crisis?

Posted on June 12, 2018 by henry tapper

I’m on a panel of speakers at the Institute of Chartered Accountants of Scotland tonight. The title of our session is “averting a pensions crisis” and were it not the title of the worst album of the seventies, I’d be … Continue reading →

Posted in actuaries, advice gap, pensions | Tagged , , , , , | 2 Comments

In which Con Keating suggests John Ralfe is put into quarantine

Posted on June 12, 2018 by henry tapper

In the latest in a long series of rebuttals, Con Keating lets fly with an acerbic missive. John’s blog can be read here. Hazard Warning: Recrudescent Ralfe Syndrome The Times Business Section this morning was the scene of the latest outbreak … Continue reading →

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