Monthly Archives: June 2018
Holborn Assets – AVOID
To show just how hard it is for the Pensions Regulator and FCA to patrol and control pension transfers from UK pensions, read this. It is appearing to UK readers of UK websites but emanates from the UAE, where the … Continue reading
Who guards the river?
The River Thames runs across southern England and allows boats like mine to travel most of its length – thanks to lock keepers who guard not just the locks, but the weirs and the behaviour of river folk. … Continue reading
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Is fund management over-rated?
We’ve got used to thinking of fund managers as the kings of the lot. They are at the top of food chain in terms of pay and the respect offered them by the rest of the financial community. So the … Continue reading
Posted in advice gap, pensions
Tagged ft, Fund mangement, Investment Association, John Kay, pension, pensions
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Manufacturing credit defaults? Have we learned nothing from the crash?
If you are an FT subscriber , you can read the story of “the mystery trader who roiled Wall-Street“. When I read the headline , I thought that we’d had a Grauniad-style typo, but “roil” exists, to describe making (a … Continue reading
The trees are great – but the wood’s the thing!
This week has seen ,present at the Institute and Faculty of Actuaries pension conference on “mapping the Pension Genome”, our Pension PlayPen lunch on “defaults to spend our DC saving”, Reward Strategy conference on “Royal Mail’s journey to CDC” … Continue reading
Posted in pension playpen, pensions
Tagged auto enrolment, CDC, dc, IFA, money marketing, pension playpen, pensions, poetry
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SJP’s human shield
Will Robbins has followed up Elliot Smith’s brilliant expose of SJP’s fund profiteering by publishing the highlights of an interview with SJP’s front man – Chris Ralfe. I strongly recommend you read both pieces. What they reveal is the “ours by right” … Continue reading
Posted in advice gap, pensions
Tagged advice gap, Citywire, Human Shield, new model adviser, pensions, SJP
5 Comments
Otsuka finds balm for USS’ “forty year itch”
With remarkable restraint , Mike Otsuka reports on conversations he’s had with the USS on unknown unknowns. We do not know what the future brings, but past performance suggests that universities do not fail as people need higher … Continue reading
Why job – splitters can get shafted on pensions.
I was woken early in the morning to the sound of Robert Cochran, the familiar voice of Scottish Widows pensions team. Scottish Widows have done some research that £90m a year is being saved by employers/lost to employees as a result of … Continue reading
Posted in auto-enrolment, pensions
Tagged AE, auto enrolment, Learn payroll, Neil Esslmont, pensions, reward strategy, The Pensions Regulator
6 Comments
Why you don’t understand your pension
The reason you don’t understand your pension is because it is too complicated The reason it is too complicated is because it is has too much to do The reason it has too much to do is because generations of … Continue reading
Posted in pensions
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