Tag Archives: Savings
We have “capitalism without the capital” – we should be patient!
It’s budget day and Nigel Wilson has been on Wake up to Money, urging the Chancellor to encourage Britain to invest positively for its future. He tells us that Britain has “Capitalism without the Capital”, he’s right and I’m with the … Continue reading
Posted in advice gap, pensions
Tagged capital, Equity, Housing, John Mather, Nigel Wilson, pensions, Savings
3 Comments
Normalising pension saving for everyone
The TUC is publishing this morning important research into inclusion. Since our new pensions minister has included “inclusion” in his title, I hope he is reading it! Six in 10 workers in the UK agriculture and hospitality sectors are not … Continue reading
Posted in auto-enrolment, pensions
Tagged auto-enrolement, DWP, Guy Opperman, inclusion, NEST, pensions, Savings
5 Comments
Paul Lewis; you are awful – but I like you!
I was shocked to read – as I scrolled though my digital FT this morning – Paul Lewis telling me “employers should pay more into pensions”. He argues that “miserly contributions into defined contribution schemes are storing up trouble”. I … Continue reading
Posted in advice gap, pensions
Tagged Dick Emery, employers, Paul Lewis, pensions, Savings
20 Comments
How can we expect the young to save? Here’s how!
The odds are stacked against our kids. Low interest rates make paying a mortgage a cinch But tight credit makes getting a first-time mortgage a nightmare House price inflation makes first-time buying near impossible And pushes up rents as demand … Continue reading
Posted in pensions
Tagged ISA, ONS, putting money away, Retirement, Savings, savings ratio, workplace pension
7 Comments
Myopia and the alternative fact
Not all prejudice is ill-intentioned, I know the author of this comment on a recent blog. He is not ill-intentioned – just short-sighted. There is no one interested to have defined benefit pensions in the UK. They are seem as … Continue reading
Posted in pensions
Tagged Beveridge, DB, dc, Government, Investment, Plan, retail, Savings, Treasury, Vision
2 Comments
The future of NEST
NEST has called for people and organisations to comment on what it should do when the initial surge of auto-enrolment is over. We have already seen rivals to Sage suggesting it remain circumscribed to its current limited function. We … Continue reading
Posted in auto-enrolment, NEST, pensions
Tagged auto enrolment, Business, CDC, DWP, National Employment Savings Trust, NEST, pension, pensions, Retirement, Ros Altmann, Savings, spending
7 Comments
What does milk have to do with saving? Guest blog from Ralph Frank
Milk is the base ingredient for a range of food products. Similarly, money is the base for a range of savings products. The way the milk is treated determines the ultimate form of the food product that emerges. … Continue reading
LISA – genius or gimmick?
There are binary opinions about the Lifetime ISA (LISA), for some it is start of a new era for retirement savings, for others it is a spurious gimmick. The technical facts behind the Chancellor’s announcement in the 2016 Budget are … Continue reading
Posted in LISA, pensions
Tagged Budget, Budget 16, Business, Lifetime ISA, LISA, pension, pensions, Retirement, Savings
5 Comments
Selling happiness by the pound
If I was Damian Stancombe, I wouldn’t be talking to me. Damian is a partner at a firm called Barnett Waddingham and I’m forever having a go at his firm. But he’s a tolerant fellow and we still … Continue reading
Posted in pensions
Tagged Damian, elderly, grey hair, Happiness, Happy Henry, love, Old age, pension, pensions, pound, Savings, Spend, the pension pound
6 Comments