You usually need 35 qualifying years of National Insurance contributions to get the full State Pension in the UK. If…
In the states, certain retirement savings programs have unique "catch-up" provisions - where those whose income varies from year to…
NEST’s Guided Retirement Fund in the UK gets part of the way there by separating money according to its intended…
"As usual with The Times, this is a briefing about England & Wales only." I'm so old that I can…
Tag Archives: Sage
“Income follows member” – how we enrol people with lots of small jobs.
It’s strange how little we know about people with lots of jobs. But thinking about my friends, many have multiple sources of income from multiple employers. At one-end, of the spectrum there are people who have a portfolio of Non … Continue reading
Posted in pensions
Tagged auto enrolment, net-pay, Payroll, pensions, relief at source, Sage, Sage Summit
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How payroll can get pension-smart (without really trying!)
Pensions are important. They occupy our press, parliament and they occupy payroll! For better or worse we have wedded payroll to work and unless you are on a payroll, it is increasingly unlikely that you are earning much more than credits … Continue reading
Posted in Payroll, pensions
Tagged Accountex, IGC, master trust, Payroll, pensions, Sage, TPR
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Customer care, how pensions can learn from payroll (and Newcastle!)
Steve Cram – what a guy @Cintrapayroll thx for a great day! pic.twitter.com/MPi7BmmD0x — Pension Plowman (@henryhtapper) February 9, 2017 Cue Cintra Steve Cram, closing the Cintra user event on Thursday, remarked that it was unusual to find every table … Continue reading
Posted in pensions
Tagged Cintra, IRIS, Moneysoft, Payroll, Payroll World, Qtac, Sage, Star, workplace Pensions
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Thanks – it’s a delight to do business with you!
It’s a real delight speaking to micro businesses about pensions. You might think a simple question like “which one do you think is best?” would become boring, now we’re closing in on 5000 employers who’ve asked us it. … Continue reading
Posted in auto-enrolment, pension playpen, pensions, robo-advice, Sage
Tagged choice, Delight, Income, internet, NEST, pension playpen, pensions, Retirement, Sage, Technology
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Payroll leads- Pensions follow.
I have been writing for a few years about the value shift from actuarial to operational, in pension consultancy. I also predicted that it would be payroll that would do the heavy lifting on auto-enrolment. I was right on both … Continue reading
Posted in pensions
Tagged CIPP, cIPP First Actuarial, Leadership, Payroll, pension playpen, pensions, Sage
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We took the plunge, now we must swim
I doubt if SoftBank had launched its take over bid for ARM holdings today rather in the weeks following the referendum, it would have found life so easy. Recent comments from Theresa May suggest that Britain will, for the … Continue reading
Posted in pensions
Tagged Apple, ARM, Business and Economy, Financial services, IPhone, Nigel Wilson, pensions, Sage, Sink or Swim, SoftBank, Stephen Kelly, taxes
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The role of the insurance market in developing Fintech
Have you thought about the risks of e-commerce? This blog talks to those interested in Fintech and in particular the promotion of the start-ups that drive innovation in financial markets. My digital start-up, Pension PlayPen is in terms of staff, … Continue reading
Posted in FinTech, Pension Freedoms, pension playpen, pensions
Tagged AIG, auto enrolment, Blufin, Confidence, FinTech, Insurance, Lloyds, Lockton, pension playpen, protection, Sage
2 Comments
THE RISE OF THE EMPLOYEE – guest blog from Dan Docherty
The huge increase in internet and smartphone usage across the country is rapidly changing the way people want to interact with the businesses that employ them. As they grow more accustomed to inputting their personal data online, employees … Continue reading
Posted in accountants, Payroll, pensions
Tagged Business, online payslip, payslip, pension, phone, Sage, Smartphone, Technology
3 Comments
So when will Workie go robo?
Channel 4 did a Dispatches this week on the perils for employers in choosing a pension. I think I am off Dispatches’ Christmas Card list since telling them that annuities weren’t a rip-off at the back of 2013. In any … Continue reading
Posted in pensions
Tagged Dispatches, FCA, pension, pension playpen, pensions, Sage, TPR, Workie
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Cometh the hour, cometh the woman? What can the PM learn from entrepreneurs? Stephen Kelly blogs
It may be a little controversial but I think it is ok to say this because I am one of the category: white men over 40 have an amazing capacity for getting the country into a bit of a mess, politically speaking. … Continue reading
Posted in pensions
Tagged Business, Entrepreneur, pension playpen, Sage, Stephen Kelly, Theresa May
4 Comments
Agreed!