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Tag Archives: Life annuity
What really matters -DC outcomes
DC consulting concentrates on the hard things and misses the easy ones. What we need is a pragmatic, plain-speaking and pragmatic approach to DC pensions and that is exactly what we’ve decided to provide Continue reading
The vision of Pension Plowman
The pen is mightier than the sword and a lot less dangerous! Continue reading
Posted in pensions, poetry
Tagged AllianceBernstein, Brentford, Brentford F.C., Griffin Park, Life annuity, National Employment Savings Trust, pension, Pension Poverty, Pension Protection Fund, pensions, poetry, Society, The PEnsion Regulator, Tunnel, Washington DC, William Langland, Yeovil, yeovil town fc, YTFC
5 Comments
Advice where advice is needed
I’ve been reading Aegon’s latest report into Incentives for Saving and the consumer research that backs it up. It makes pretty dismal reading.
Posted in dc pensions, pensions, Retail Distribution Review, Treasury
Tagged Aegon, dc pensions, Financial adviser, Financial services, Life annuity, National Employment Savings Trust, pension, Pension new, Pension Poverty, Pensions, pensions, Politics, Retail Distribution Review, Retirement, Scottish Equitable, The PEnsion Regulator, Treasury
7 Comments
A blueprint for DC pensions
In this article I am arguing that the Pension Protection Fund can be used to provide pensions today for those ill-served by the indiviudal annuity process, namely those whose pots are above the level of commutation but below the levels where income drawdown becomes viable
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A definitive solution to the annuity crisis.
It is time that we started using our existing infrastructure, the PPF, the DWP pension payment system and the ultimate covenant of the UK tax-payer to sort out this mess.
Posted in annuity, pensions
Tagged annuity, Consumer price index, European Union, Financial Assistance Scheme, Insurance, Life annuity, National Employment Savings Trust, Open Market Option, pension, Pension new, Pension Pound, Pension Protection Fund, Pensions, pensions, Retirement, Solvency II
10 Comments
The Grand old Duke at NEST- he had 5 million men
NEST has spent a good deal of time telling us how it will get its 5 million plus members up the retirement hill but very little on how it will get them down again.
Posted in NEST, pensions
Tagged annuities, Business, Insurance, Life annuity, National Employment Savings Trust, NEST, Open Market Option, pension, Pension new, pensions, Pensions, Retirement
1 Comment
NEST- the irrefutable case for “Scheme Pensions”.
That we have spent no time discussing the deaccumulation of NEST funds is a scandal. It is time for this subject to be put on the public agenda – if it is not, then NEST should be branded a half-baked project.
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Pension Comms- let’s get real
We need to get smart about how to talk to members and that goes as much for insurers as trustees. We need to get HR databases talking to pension databases and get members supplying the supra-communicators- the private mobile numbers, the private mailing addresses that allow pensions information to be delivered independently of work and consistently over time.
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