Category Archives: auto-enrolment

The dashboard is dead – long live dashboards!

Posted on September 4, 2018 by henry tapper

  The following statement was made by Simon Kirby, then a Treasury Minister , in my presence on 12th September 2016  I think there are three main principles that must underpin (the dashboard’s) whole design. Firstly, it will need to be open. No single … Continue reading →

Posted in advice gap, age wage, auto-enrolment, Bankers, Big Government, pensions | Tagged , , , , , , , | Leave a comment

How can savers be encouraged to engage with their savings?

Posted on August 8, 2018 by henry tapper

  This is the 4th of eight blogs considering the questions put to us by the Work and Pensions Select Committee. Today’s exam question… How can savers be encouraged to engage with their savings? Quick answer; either we can convince … Continue reading →

Posted in auto-enrolment, pensions, WPC | Tagged , , , , , , , , | 7 Comments

NOW!; that’s what I call bruising!

Posted on August 3, 2018 by henry tapper

NOW; the muscly mastertrust with over 1.5m  members, isn’t taking Pension Bee’s stinging assessment lying down. Rob Booth, has gone to some trouble to put the other side of the story. As a bag-carrying NOW fan – I’m torn – because … Continue reading →

Posted in advice gap, auto-enrolment, now, pensions | 1 Comment

Who’s fooling whom – on workplace pensions

Posted on July 7, 2018 by henry tapper

“We all have one- we all know who chose it, but none of us know why?” In the 19th century, when riddles were popular, this would have been counted an interesting question. Riddling could make a comeback on social media … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , | 4 Comments

AE Pots must follow workers (Hargreaves Lansdown’s right)

Posted on June 17, 2018 by henry tapper

I have just read a policy paper in my hand from Hargreaves Lansdown;  “Putting Individuals at the Heart of the Pension System”. After some pretty dire submissions to the Work and Pensions Committee on CDC, I hadn’t thought to agree with … Continue reading →

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Why job – splitters can get shafted on pensions.

Posted on June 6, 2018 by henry tapper

I was woken early in the morning to the sound of Robert Cochran, the familiar voice of Scottish Widows pensions team. Scottish Widows have done some research that £90m a year is being saved by employers/lost to employees as a result of … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , | 6 Comments

Pensioning employee’s sleep ( with thanks to Kate Upcraft)

Posted on May 19, 2018 by henry tapper

Not for the first time, I’m very grateful to Kate Upcraft for highlighting a pensions issue that impacts thousands of carers – but appears to be completely off the radar of most pension people. Kate is a freelance payroll consultant … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , , | 3 Comments

Who owns “value for money”?

Posted on May 15, 2018 by henry tapper

  News from the stalwart Bob Ward that the FCA has dropped the term “value for money” came as a bombshell to participants in yesterday’s Pension Play Pen lunch. Since it’s about the only term left in the financial services … Continue reading →

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So how do we “get to know our workplace pension”?

Posted on May 14, 2018 by henry tapper

This article is directed at the 1,000,000 small employers who have auto-enrolment duties and now participate in workplace pensions. The Department of Work and Pensions is urging your staff to “get to know their workplace pension”. Previous attempts have characterised … Continue reading →

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Why we will always need a charge cap on workplace pensions.

Posted on May 11, 2018 by henry tapper

    Tony Filbin has commented feelingly to comments made by Jonathan Parker of Redington, suggesting the charge cap “hinders value for money“. People with short memories and/or lack of experience misunderstand the cost drivers of corporate pension providers. Prior … Continue reading →

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