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Category Archives: auto-enrolment
Frank Field helps us spend our pensions
Here is the main recommendation of Frank Field and the Workplace Pension Select Committee’sfinal report of its inquiry into Pension freedom and choice published today. We recommend every pension provider offering drawdown is required, by April 2019, to offer a default … Continue reading
Posted in advice gap, auto-enrolment, Big Government, pensions
Tagged CDC, Frank Field, Mid life MOT, NEST, pensions, Pensions Dashboard, Work and Pensions Selecto Comittee
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How do I rate my various pensions?
Following the publication of yesterday’s Guidance from the DWP on “DC pension” disclosures, this article asks “have we any framework for answering the question in the title?”. The conclusion is “not yet”, thought the disclosure guidance takes us another step … Continue reading
Posted in auto-enrolment, pension playpen, pensions, Sage
Tagged DWP, OFT, pension playpen, pensions, VFM, workplace Pensions
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The DWP sticks to its guns on disclosure
Disclosure of costs, charges and investments in DC occupational pensions Government Response The DWP have fulfilled on their promise to provide a disclosure framework for occupational DC pension schemes. From April 2019, anyone in a DC workplace pension will be … Continue reading
Posted in advice gap, auto-enrolment, DWP, pensions
Tagged disclosure, DWP, pensions, Technology, Transparency
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Consolidation – Darren Jefferson says it’s only just begun.
It’s all around us, auto motive manufacturers, lawyers, employee benefit consultants, you name it. The same reasons for the deal are usually given whether you believe them or not, ‘We complement each other really well’ ‘it will allow us to … Continue reading
Posted in auto-enrolment, pensions
Tagged consolidation, Darren Jefferson, master trust, pensions
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Self-employment; opt-out or cop-out?
https://platform.twitter.com/widgets.js These are numbers produced by our Office of National Statistics. Detailed notes are at the bottom of this article. We can safely assume that (without Government intervention) the trends have continued and that the 2017 and 2018 numbers will … Continue reading
Other people’s money- other people’s lives.
I received this blog/testimony from Darren Jefferson, who many will know for his work in setting up auto-enrolment schemes over the past five years. The title’s my own, the words are his. Don’t take other people’s money for … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, Darren Jefferson, Leeds, Opt-out, pensions
3 Comments
Aussie’s are “Super Pension Savvy” – why aren’t we?
As most people (in pensions) know, Australia has a thriving retirement savings industry that works because there is a social contract between Government, Unions and Employers to fund workers pensions at ever-increasing amounts. I don’t want to do a teach in – … Continue reading
Posted in advice gap, Australia, auto-enrolment, cricket, dc pensions, pensions
Tagged Ashes, Aussie, auto enrolment, dc, Savvy, Super, workplace Pensions
3 Comments
Opting back into a pension scheme?!?
One of the uses of a CDC scheme could be to allow people who have opted out of a DB plan – to opt back into a scheme which pays them a wage for life – albeit one that isn’t … Continue reading
Posted in advice gap, auto-enrolment, CDC, pensions
Tagged BSPS, CARE, CDC, NHS, Old age, pension, pensions, Retirement, tata, Wage for life
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Auto-enrolment for all?
The Government has leaked details of the findings of their auto-enrolment review and what its wanting to do about them. Each of the four proposals outlined below has merit, though they won’t be achieved without protest from those who will pay more into … Continue reading
Posted in accountants, auto-enrolment, pensions
Tagged auto enrolment, David Gauke, DWP, pensions, Politics
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