Tag Archives: Business

Compliance is not VFM – nor annuities; savers need more from pensions!

It is interesting to see how Australia pressing ahead with what we call Value for money or VFM. I can see as far as Bac’s contribution page but no further but it’s far enough for the purposes of this blog. … Continue reading

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Pension Playmates discuss what to say to the Pension Commission

This video may be useful to those who are wishing to sign the Pension PlayPen’s Open Letter to the Pension Commission II. A quick ring round the playmates I’m in contact with suggests that few will sign up till they … Continue reading

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Holidays for the have it and want its. A pension special!

The reality of August is played out on beaches not boardrooms. People are at work doing the tough thing which is to keeping the show on the road while the deal-makers are sunning it in villas abroad or perhaps hosting … Continue reading

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A DB Trustee gives us an history lesson on tax free cash

As a DB trustee, I sometimes wondered where the 25% tax free lump sum came from. Apparently it started back in an Edwardian age, when civil servants were granted a lump sum at retirement in return for a lower pension … Continue reading

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Steve Simkins speaks for the council tax payer , the member and employer

  Steve Simkins is closer to the discussion on how the “stable primary contribution rate” that will enable actuaries to work out what employers should pay in their particular circumstances. He reports on a worrying tendency in the discussions among … Continue reading

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Compassion in Action: The Women Fighting for Fraud and Financial Abuse Victims

This article has been passed me by Sue Flood who has worked for women’s rights in the financial world. I am happy to give her thoughts space on this blog. In a world too often ruled by numbers and red … Continue reading

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De-risking pensions has been a war on the young for 20 years.

Tom Tugendhat is acerbic He starts his opinion piece by explaining why he thinks pensions are one of two policies that exclude the young from prosperity (along with housing) Two bad policies in particular have influenced this trajectory. The first … Continue reading

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LGPS conference concludes but my writing on LGPS won’t!

  The final day of a conference tends to be an anti-climax after a boozy night before. This was an exception with two big sessions at the end, the first considering fiduciary responsibilities in investment – featuring Kings Bench superstar … Continue reading

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Untapped pension? Release it today – join here (gratis)!

I have seldom been so excited to be chairing one of our papers as today. the boys have been with us before but not with the excellent paper they have put forward. Hymans’ paper is attracting attention at the highest … Continue reading

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Paying to people who are alive today and will be alive next century

I have a very mystified CEO concerned that a pension scheme should be looking to pay pensions beyond the life expectancy of him and presumably his pension executive/trustee Let me give you a worked example from a real member of … Continue reading

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