Category Archives: advice gap
CDC works because DC and DB pensions don’t.
My blog yesterday, praising Willis Towers Watson for having the courage of its convictions has received considerable attention, with comment generally being unfavorable , ranging from the politely skeptical Interesting stuff, Henry. The fact that you are happy with … Continue reading
Is Salesman Simon a pension scammer? I think not!
Simon Eagle is not your common or garden pension salesman. He is a mild-mannered actuary with a mischievous smile and a stammer that he has bravely overcome. When he claims that CDC beats drawdown by 57%, we should listen up. … Continue reading
Andrew Bailey – please stick to banking!
Andrew Bailey’s excursions into pension politics A couple of months ago, Andrew Bailey spoke out against Superfunds which he claimed undermined the security of pensions by taking money away from insurers and invested in the market for growth. He argued … Continue reading
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Pension Bee floats for £300m – MPs dither over dashboards
Two things caught my eye yesterday evening. The first was a comment made in parliament by Nigel Mills MP on protecting people from themselves and denying them access to digital consolidation via a dashboard. Nanny state The Government … Continue reading
Posted in advice gap, pensions
Tagged AgeWage, auto enrolment, Business, Business and Economy, consolidation, Financial services, Nigel Mills, penions, Pension Bee
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USS; are UCU and UUK missing the big picture?
This is nonsense. If universities can’t pay the required #USS DB contribution, then simply move to DC, which was of course the original plan. Universities backed down in the face of strikes https://t.co/rYtU1azGjM via @timeshighered — John Ralfe (@JohnRalfe1) November … Continue reading
Posted in advice gap, CDC, USS, Value for Money
Tagged AgeWage, Business and Economy, CDC, dc pensions, Defined benefit pension plan, DWP, Guy Opperman, Jo O'grady, John Ralfe, Mike Otsuka, Norma Cohen, pension
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Wishing you an authentically #LidlChristmas
Thanks to Lidl GB , I look forward to an authentic Christmas that I can believe in. I have no idea why or how Lidl will make me feel this way, but if its trailer for its Christmas ad is … Continue reading
Posted in advice gap, brand
Tagged #authentic, #Lidlchristmas, Brand, Christmas, Father Christmas, lidl, Quietroom
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Are our pension schemes the treasury’s piggy bank?
Yesterday I published a series of tweets from Jo Cumbo on the difficulties the Pensions Regulator would have balancing the interests of members and sponsors with the interests of Rishi Sunak in getting schemes to invest in the nation’s infrastructure. … Continue reading
Posted in advice gap, age wage, pensions
Tagged DB pensions, dc pensions, DWP, LTAF, Pensions, Rishi Sunak, TPR
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Can you run a pension scheme with no end in sight?
The concept of infinity has puzzled philosophers for millennia and I’m not taking it on in a blog. It’s temporal counterpart “eternity” has at least the boundary of time, though it’s still pretty mind-blowing to think of anything being eternal. … Continue reading
Pension Providers – Is spending on technology an investment choice?
I ask the question in the title because an assertion was made at last night’s Pensions Network Session that pension providers had a choice as to whether to be dashboard ready or not. This is currently the case. … Continue reading
Dashboards aren’t the “small-pot fix” some claim
The ABI want us to consider pension dashboards as a means to consolidate small pots Imperative for any solution … is for government to prioritise delivery of commercial and non-commercial pensions dashboards to spur pension scheme members to consolidate … Continue reading
Posted in advice gap, age wage, pensions
Tagged consolidation, Pensions, small pots, Stephen Timms
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