Monthly Archives: April 2021
TPR demands trustee action on climate change risks.
A new climate change strategy was published on Wednesday by The Pensions Regulator. TPR is calling on scheme trustees to act now to protect savers from climate risk. It has come in for criticism in the FT’s Pension Expert. I don’t … Continue reading
Can the “cost of lifestyle” be measured or managed?
I’m pleased that Julius Pursail has commented on my post on lifestyling. He’s someone who cares a lot about member outcomes. He’s made it clear in Professional Pensions that he wants the trust he advises – Cushon – to do … Continue reading
Will technology save lifestyle?
No sooner have I published a blog announcing that AgeWage is embarking on research on how lifestyle has actually done, than I read a post in Professional Pensions from Julius Pursaill explaining how a master trust he advises is going … Continue reading
Posted in pensions
Tagged AgeWage, Business, CDC, Con Keating, corporate governance, corporate risk, dc pensions, de-risking, Employment, Julius Pursaill, pension, SatNav
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Has lifestyling worked? Who knows?
Who knows! Lifestyling – (sometimes called “life-cycling”) in DC pensions means adjusting the asset allocation of a pension pot to meet changing circumstances as people prepare to crystallise their pension pot(s). A crystallisation is a transaction which sees an encashment … Continue reading
Posted in pensions
Tagged advice, Business and Economy, CDC, Census, dc pensions, de-risking, Financial services, pension, Pension new, Pensions, Retirement, Who knows
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Altmann and Fawcett on DC’s new bargain
Over the Easter weekend , I continued to question the legitimacy of illiquids in the default funds that dominate retirement saving in the UK. To date these funds have invested in liquid funds which have sought returns by passively … Continue reading
Illiquids in DC – now we are getting somewhere.
“We think this is a new bargain that can deliver better results for both pension savers and private equity managers,” @nestpensions – please make this happen! — Henry Tapper (@henryhtapper) April 5, 2021 Now we are getting somewhere. I’ve had … Continue reading
Pension trade bodies vie for “tallest dwarf”.
On December 17th, the DWP reported on the findings of its small pots working group, the report was accompanied by press releases from the various participants in a competition to find the tallest dwarf. I am sorry to write ill … Continue reading
Posted in pensions
Tagged ABI, CMA, dwarf, DWP, open pensions, Pensions, PLSA, small pots, tallest dwarf
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Lady Lucy Booking Schedule for 2021
If you would like to come on Lady Lucy this year, you need to make a booking You can book here
Is there a golden investment pathway? I say there is!
If you were building a pathway you wouldn’t start in the middle, you’d want to know your start and end points and plan the whole route. Starting in the middle would mean taking some arbitrary judgments on future and … Continue reading
Posted in pensions
Tagged investment pathway, Lifestyle, lisestyle pathway, Pathway, pension, trustee
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