Tag Archives: Government

At last a plan for all pension schemes to pay pensions.

The shot is of Terry Pullinger speaking at a First Actuarial Conference many years ago. He , one company (Royal Mail),  and a few enlightened advisers got CDC going. This blog is a reminder of where what we are enjoying … Continue reading

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We don’t need austerity, we need to invest and grow

  Martin Woolf has produced an econium to growth and posted it in the FT. People care about their standard of living. Democracy is simply far stronger if it is possible for everybody to become better off. Growth provides that. … Continue reading

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CDC’s got a hard centre. Tough talking from DWP (4 TPR)

This blog bites inside the sweet messages of a 60% better pension for members to find what the DWP (and its regulator) have in mind beyond what was laid in 2022, is being laid now but what will need to … Continue reading

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Pensions at a policy crossroads?

Headlines like this are a bit shouty and the event I went to yesterday afternoon was not shouty at all. In fact it was very good. A privilege and a thankyou I am not a client of “Hogan Lovells” and … Continue reading

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Sweden – a better model for British financial services and our private pensions?

Sweden, a welfare system that works and is affordable. A funded pension system that is forward looking and a country that is proud of the financial services it delivers to its population. To me, Sweden is a better model for … Continue reading

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Pension Schemes Bill gets parliamentary evidence from 23 experts

We are at the end of a massive gift of evidence in Parliament If you take a fancy to , you can watch the morning meetings here You can watch the afternoon meetings here There has been a little comment … Continue reading

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Compliance is not VFM – nor annuities; savers need more from pensions!

It is interesting to see how Australia pressing ahead with what we call Value for money or VFM. I can see as far as Bac’s contribution page but no further but it’s far enough for the purposes of this blog. … Continue reading

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Pension Playmates discuss what to say to the Pension Commission

This video may be useful to those who are wishing to sign the Pension PlayPen’s Open Letter to the Pension Commission II. A quick ring round the playmates I’m in contact with suggests that few will sign up till they … Continue reading

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Have NEST swapped pension energy for deferred annuities?

  There was a moment in Paul Todd’s excellent talk when I asked myself who owns the rate at which my pot is returned to me. The answer is not clear even to Nest, it depends on what the provider … Continue reading

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Steve Simkins speaks for the council tax payer , the member and employer

  Steve Simkins is closer to the discussion on how the “stable primary contribution rate” that will enable actuaries to work out what employers should pay in their particular circumstances. He reports on a worrying tendency in the discussions among … Continue reading

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