Tag Archives: Financial services

The price of choice


It is becoming increasingly clear that the progress of the auto-enrolment project is balanced at the fulcrum. Until now attention has been focussed on the technical details surrounding the auto-enrolment process. But we are moving towards a new phase where … Continue reading

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Magic beans and “negative capability”


Negative capability describes the capacity of human beings to transcend and revise their contexts. If we dismiss it as “magic beans” we are committed to repeating the mistakes of the past – and- as we all know – that way is madness. Continue reading

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We need a tank to get us across this battlefield!


We must dispel myths we have created and allow to malinger to the detriment of CDC and our pension system. Continue reading

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Keeping pensions “in balance”.


Occasionally an article I publish on here hits a raw nerve and a missive is sent to someone at my company naming me and trying to shame me. Thankfully, my company is familiar with how social media and accepts that staff  who care, have … Continue reading

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5 good reasons we need a secondary annuity market


I returned from a long walk this morning to a barrage of negativity on twitter. The outrage of the pensions twitterati was reserved for the Government’s pre-budget leak that people will be able to buy and sell annuities as if … Continue reading

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It’s all about Steve Webb – stupid!


Pensions Question Time at the PPI Last night the Pension Policy Institute held a meeting to discuss the impact of next week’s budget on pensions. Expertly chaired by Paul Lewis, it turned out to be a meeting demonstrating the paucity … Continue reading

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Three cheers for the Pension Schemes Act 2015


As I understand it, those involved in getting the Pension Schemes Act 2015 had a little party last night. They deserved a drink on the nation. So Jo Clease and Ronan O’Connor and Charlotte Clarke and everyone else in getting … Continue reading

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An alarming gap in pension regulation


In this world, the best lack all conviction, while the worst are filled with a passionate intensity Continue reading

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Knowing the “money” in “value for money”.


At last we may get to know what we really pay for the management of our funds so we can work out it it’s worth it. Continue reading

Posted in accountants, actuaries, annuity, investment, pensions, Pensions Regulator, risk | Tagged , , , , , , , , , , , , , , , , , | 1 Comment

When will we ever learn?


  There are no short-cuts in pensions, there are no silver bullets, easy answers, no lottery wins, no free alpha. There’s just a lot of hard saving backed up by good governance , cost control and sound investment strategy. Pete Seeger, … Continue reading

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