Tag Archives: Financial services

I smell a (pensions) rat – what can I do?


An advert appeared yesterday on the Pension Play Pen Linked In Group. I am deeply suspicious. If you’re in our Group, you can see it here The organisation – Save My Pension is offering a “route to market” with the message from … Continue reading

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Auto-enrolment – who really pays?


Pensions Minister Ros Altmann has written a letter to The Times, showing her disappointment to an article published that negatively covered the issue of families having to pay their nanny pensions, because of auto-enrolment. In her response, Altmann said she … Continue reading

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First we take Manhattan…


Canada bores me. I have only two cultural references for the place, Supertramp – (the band that drove me to punk in the 1970s) and South Park the movie which urges Americans to “blame Canada, they’re not even a real country anyway”. I know … Continue reading

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The cost of auto-enrolment


  Charlotte Clark – one of the architects of auto-enrolment and now head of private pensions in the DPW – is an economist. She is familiar with cost having worked in a corresponding position in the Treasury and it was … Continue reading

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IFAs and actuaries – as easy as “A Cap B”.


For half of the 30 years I’ve been advising people, I was paid by private individuals to help them take difficult financial decisions. For the other half, I’ve been paid by employers to help their staff take difficult decisions. This … Continue reading

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Advice and education


  I chaired a meeting of independent financial advisers at RIBA yesterday. The best thing about the morning was the half hour spent over lunch in the wonderful Rennie Mackintosh exhibition within RIBA’s beautiful HQ in Great Portland Street, a … Continue reading

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Whose risk is it anyway?


No matter how we look at it – we do not- and will not- live in a command economy. That means we have to take decisions for ourselves rather than be told how to live our lives. If you want … Continue reading

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The tone from the top


Take a close look at the photo above, it’s taken from a Morningstar conference yesterday. The gentleman on the left is asking the question, the women on the right are listening and the gents on the right – well – they’re … Continue reading

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For Ros Altmann, the best is yet to come.


Ros Altmann is our new pension minister, this is unequivocally good news. For years people have been poking fun at Ros Altmann for her claims to be a Government Advisor. Between 2001 and 2005 she was an advisor to no … Continue reading

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Important days for pensions


David Cameron will be announcing his new cabinet members and more junior ministers this week. Those of us who work in pensions already know that Ian Duncan Smith will remain Minister of State at the DWP, but who will be … Continue reading

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