Tag Archives: Total Expense Ratio
In a muddle about investment management fees
It is a truth , universally acknowledged, that the more money you make, the less inclined you are to tell people how you made it. Continue reading
RDR and AE – what future for commissions and advisor-charging?
Every week we get a few more enquiries from concerned employers who are being told by their pension advisers about the changes coming next month from the Retail Distribution Review. There is variation on the theme but the overall message is clear. Pensions “advice” is … Continue reading
Posted in actuaries, auto-enrolment, club pension, dc pensions, de-risking, FSA, Payroll, pensions, Retirement
Tagged AMC, Company, DWP, Employment, Financial Services Authority, Human Resources, pension, Risk, The Pensions Regulator, Total Expense Ratio
6 Comments
We can negotiate our DC charges (and it does matter!)
CHARGES ARE ABOUT THE ONLY FEATURE OF OUR PENSION PLAN DESIGN THAT WE CAN CONTROL.
Posted in dc pensions, NEST, Retail Distribution Review
Tagged AMC, Bond duration, Company, dc pensions, Defined contribution plan, Employment, Financial services, Insurance, National Employment Savings Trust, Negotiation, NEST, pension, Percentage, Present value, Retail Distribution Review, Retirement, Total Expense Ratio
3 Comments
A Christmas message of hope for your pension
Since there is no obvious pressure on companies to renegotiate charges for their employees , I see no obvious reason why pension charges will fall. Unless that is, voices such as the RSA are heard.